Social Security

PO Box 937, Birmingham, AL 35201

NCUA Insured4.0 (15 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Birmingham, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 937

Birmingham, AL 35201

Google Maps 🗺Waze

(205) 323-7028

Service Area

This credit union is located in Birmingham and serves members in the AL area. Currently serving 2,657 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.39%

Used Auto Loan

5.52%

Personal Loan

14.44%

Credit Card APR

13.71%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tracy BrownBeauty

6 years ago

Social security administration freezes debit cards and accounts during global pandemics. I admit I'm late on just one of my many accounts in good standing with them. Mind you I've never been this late ever in 18 years of doing business with them, however, it's not the best time to freeze up funds to a single mother of 3. Two of them teenage boys who are out of school until further notice. SSCU has normally been good for business but this is bad, insensitive, and nonresponsive to the COVID response I thought businesses were taking at this time to help families. I'll be seeking to bank elsewhere once I've paid off all my accounts. Please dont bank here if you can help it. Convenient but not compassionate at all to say the least. Congratulations! Youve made it! Your banking services and values are now on par with Regions BB&T Wells Fargo and the others👌 school from

Martha Lee

2 years ago

All my encounters through over 30 years have been exceptional with all employees of this credit union.

Bertha Murray

5 years ago

I had some unknown person create a cash app on four occasions. It was treated as a joke. I did not create a cash app on this particular account. Majes me very suspicious. Could this be an inside job.

Latoya Willis

7 years ago

This is a horrible bank. They do not care for their customers or there conveince at all. To many rules not enough perks. No local office that u dont have to be searched and wait 30 min. Even to enter the bank.

Darla Martin

4 years ago

Friendly staff who always take the time to help me. Anytime there us a problem they are always willing to go above and beyond to help solve it. The loan process is easy.