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Coosa Pines

33710 US Highway 280, Childersburg, AL 35044
NCUA Insured4.1 (40 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

33710 US Highway 280

Childersburg, AL 35044

Service Area

This credit union is located in Childersburg and serves members in the AL area. Currently serving 26,013 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.17%

Used Auto Loan

7.70%

Personal Loan

12.00%

Credit Card APR

9.28%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.1

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Randy “Ran-D” Miller

Randy “Ran-D” Miller

6 months ago

I'm going to start this off with a couple facts. I have had a very tough last couple of years, 2025 by far has been the worst. I lost my Uncle R in April to pancreatic cancer, he was one of my best friends, lost my job shortly after he passed. Had a Yukon Denali financed with CP stolen from Ross Bridge Birchall, insurance left a hefty chunk unpaid even though I was sure I had GAP, I mean I had the extended service plan and don't usually buy expensive vehicles without GAP, unfortunately I let some things slip, a $2000 personal loan from CP and the additional they tacked onto it for the remainder of the balance from my stolen Denali. I had another personal loan through CP for 10K, used my 2008 Tahoe as collaterl, had some fraud hit my bank account and let the $200 payment slip 3months; CP takes the Tahoe in the middle of the night. Mean while Uncle M is diagnosed with liver cancer, had to put down Hobbes, my American bulldog, my family and I raised from 7 weeks old until 11 years old, he would have been 12 in March of 2026, also cancer. Was evicted from my apartment in August and am still currently homeless. I lost my business in 2023 and it's just been a rough road since. It's been several months since the truck was collected, I had thousands of dollars worth of tools and personal effects in the truck. When the truck was taken I called the day of to find out what I had to pay to get it back and it was over $8,000.00 even though I owed $4100, she said I had to pay the balance of all three loans to get it back; once of them being the remainder of the stolen vehicle. At the time that was not possible, however she did give me the phone number to the repo man about my personal effects but they are gone. So then I called her back to find out what I owed them since the truck was auctioned off. The number was over 7k. They sold this Tahoe for $1400. Janet was cold as ice, rude, careless and just insulting. When I told her that I could have paid the $4100 she said "you couldn't even make your monthly payment" she has no idea what my family has gone through the last 2 years and she was judgmental, cold and heartless. She did not care about the tremendous losses we have had, then she couldn't even give me the auction grade, she said it was reported as beat up. I was offered $14,000.00 for that Tahoe in February, they auctioned it off for $1,400.00. I had a real appraisal done on the vehicle last year and with the customization and documented routine maintenance, upkeep and service. Was told I could sell it for at least $12,000. If you read this take a look at the photos and tell me if $1,400.00 is a fair price. In fact see if you can find a 2008 Tahoe for $1,400.00 tuned with 372hp and the torque, active fuel management tuned out so all 8 cylinders rocking all the time. Janet's attitude and lack of empathy for a family going through what we have been through was just sad. I will pray for her, because she either hates her job, hates people, or is just cold.

David Cannon

David Cannon

6 months ago

I want in today and the was treated so well and was helped by the loan officer chatarra help get all my stuff handled if u need a loan officer ask for her

Dennis Garrett

Dennis Garrett

4 months ago

Relative, has accounts here, only here as driver of car. As per my relative, if I want to buy a car or something major, they have great interest rates for borrowers.

Michelle Rollins

Michelle Rollins

2 years ago

I’ve been a member with Coosa pines for 3 years now and I just had a wonderful experience that confirms why they are the best. I was serviced with Genita the member service representative. When my mom and I walked in I could tell she is a wonderful Christian woman. Her office was so decorated with lovely scriptures and everything was so nice and need. She helped me move money from my savings into a new CD. She was quick to tell me the summer deals they had. She educated me on understanding more about my CD I had not know! When you go to Coosa Pines ask for Genita!! You won’t be disappointed!!! ☺️

Noah Knox

Noah Knox

a year ago

They lie, steal and cheat. Slowest credit union ever so ridiculous bank tellers are not trained to do anything but cash a check everything else you have to sit and wait a ridiculous amount of time for a simple password change. Ridiculous when the atm clearly states it will take 1 business day to recieve funds but they hold the funds for 3 or more business days. They caused me to starve for 3days and not make rent. Would of NEVER cashed my check if you were going to hold my funds for that long... thanks for lying, stealing, and cheating me... even 3 business days later after you responded I still don't have my funds you are liars. Unhonest people

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).