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Solutions First

PO BOX 311990, Enterprise, AL 36331
NCUA Insured4.1 (33 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 311990

Enterprise, AL 36331

Service Area

This credit union is located in Enterprise and serves members in the AL area. Currently serving 4,953 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.90%

Used Auto Loan

7.03%

Personal Loan

9.02%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

33 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Gabriel Louis

Gabriel Louis

a year ago

I 100% do not recommend this place. They will discriminate you from opening an account. Teach your bank tellers not to be prejudice like Caitlin

Alexis Mock

Alexis Mock

5 years ago

I have done numerous business with solutions first over the past year. From checking/savings to auto loans they pretty much can do it all. I called and did an application over the phone and within 30 mins I went and signed paperwork and bought my new car. They are always friendly and offer the best customer service. I highly recommend them.

David Thompson

David Thompson

5 years ago

Fantastic, Caring customer service ! This company has been around over 50 years and is easy to work with. They are getting ready to expand with a new branch in Ozark in 2021. Recent upgrades to mobile banking, online services are great. Yet small enough to treat members with courtesy and respect ! I highly recommend them.

scott hill

scott hill

5 years ago

The group at Solutions First were very helpful in financing a car I’ve wanted all my life. Once we got that done they called and offered to refinance my other two vehicles saving me a bunch on interest. Nothing but good things to say about them. I’d highly recommend them for your financial needs.

Tina Shifflett

Tina Shifflett

5 years ago

As a military family we have banked across the United States. Solutions First Credit Union outshines other financial institutions by providing one on one, personal service and taking the stress out of day-to- day life; letting you focus on the important stuff, like spending time with family dining out, shopping, or paying for those important things like class rings, soccer fees, wedding announcements, to name a few! Highly recommend for your everyday banking, CDs, Money Markets, IRAs and competitive loan rates! The staff is very knowledgeable and will help make your experience pleasant and rewarding!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).