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Florence

1505 N Pine St, P.O. Box 2817, Florence, AL 35630
NCUA Insured4.7 (98 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1505 N Pine St, P.O. Box 2817

Florence, AL 35630

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(256) 767-4700

Service Area

This credit union is located in Florence and serves members in the AL area. Currently serving 3,948 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.17%

Used Auto Loan

8.92%

Personal Loan

9.86%

Credit Card APR

12.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%
Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%
Baldwin County— Personal Loan

Bay Minette, AL

6.99%
Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.7

98 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Erin Harden

Erin Harden

6 months ago

I wish I never opened an account with them and would definitely not recommend them. If your looking for a Credit Union go to Champion Community Credit Union or literally any other Credit Union and you will get better service and loan officers.

Keith McHargue

Keith McHargue

a year ago

FFCU are very helpful on helping me with all my questions. I've had fraudulent charges on my account and they were very well to assist me. Thanks to every one that works there.

Richard Richey

Richard Richey

a year ago

I have been a member of FFCU for over 40 years, they have always been very professional and friendly. They have always worked with me on any dealings I've had. I would never think of doing business with anyone else. So for all of your banking needs FFCU is the place to go.

Parker Greenwell

Parker Greenwell

5 years ago

This Credit Union is perfect, small business that really caters to their members. Small town atmosphere and they are extremely understanding!! Their loan officers are very helpful as well! 10/10 recommend to do all your financing and banking through them!!

Pam payne

Pam payne

2 years ago

We love our Florence credit union family!!! Everyone has always been kind and helpful but Meagan has always went above and beyond helping us with any loans we've had over the years !! 5 stars

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).