Winsouth

110 S 26TH ST, Gadsden, AL 35904

NCUA Insured3.6 (76 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Gadsden, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

110 S 26TH ST

Gadsden, AL 35904

Google Maps 🗺Waze

(256) 543-7302

Service Area

This credit union is located in Gadsden and serves members in the AL area. Currently serving 36,115 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.94%

Used Auto Loan

6.66%

Personal Loan

13.10%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q1 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

3.6

76 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Claudia Moreno

3 months ago

Tracye Abernathy at WinSouth Credit Union was amazing to work with. She helped get my loan approved quickly and guided me through all the paperwork without any stress. She was very helpful, patient, and made the whole process smooth. I really appreciate her hard work and would definitely recommend her!

Stephanie Raiche

3 months ago

Tracye was responsive, helpful, and always kind when I needed assistance. She’s someone I trust completely. Thank you for making the loan process easy

Tiffany Lynn Prater

6 months ago

I’m new to Winsouth but I absolutely loved my experience here. Ashleigh had me in and out in a timely manner. She was really sweet and talked very clearly! She made my first day so amazing that I’m super excited about joining the Winsouth family!

Ashley

6 months ago

I have banked with Winsouth along time and they moved bills around in my account charged me the $30 and then denied all the payments . So not only they charge me fee they didn’t honor my bills . So now I have a return fee to the places . I thought I had swapped a payment it came out of wrong account . I explained this is the first it has happened . My sister had brain surgery and I had unexpected bills but Winsouth was very rude in their own way and said that was my fault they wouldn’t take the 4 $30 fees back and they didn’t honor the bills either. So needless to say they will screw you over .