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Alatrust

1810 MERCHANTS DR, Hoover, AL 35244
NCUA Insured4.7 (66 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1810 MERCHANTS DR

Hoover, AL 35244

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(205) 581-8800

Service Area

This credit union is located in Hoover and serves members in the AL area. Currently serving 13,303 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.69%

Used Auto Loan

6.99%

Personal Loan

24.00%

Credit Card APR

9.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%
Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%
Baldwin County— Personal Loan

Bay Minette, AL

6.99%
Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.7

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kyrel Keith

Kyrel Keith

4 months ago

I absolutely love my bank family. The tellers are amazing. I'm always greeted with beautiful smiles and friendly conversations. Any situation that I have had was handled immediately and with professionalism. Thank you to the Talladega family for always going above and beyond to make your customers feel valued.

Sean Ambrose

Sean Ambrose

9 months ago

10/10 customer service, Mrs Trisha was absolutely wonderful to deal with. She went above and beyond expectations! Could not be more pleased with the customer service!!!

Leakhena Holder

Leakhena Holder

a year ago

I had a wonderful experience! I needed a car loan after an accident and Karla made the process very easy. After that, I decided to switch over our banking with AlaTrust and open our kids savings accounts too. They have a great program for children. Karla went above and beyond to take care of us. I highly recommend AlaTrust.

Wayne Mizzell

Wayne Mizzell

5 months ago

Great place to bank. Very helpful staff and well managed.

chrischelle pickett

chrischelle pickett

a year ago

Karla Keplinger made the loan process easy and convenient for me since we don't have a local branch in my area. I would definitely refer people to this credit union. I have never encountered any unsatisfied customer service. Everyone that I ever dealt with was a pleasure.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).