North Alabama Educators

PO BOX 128, Huntsville, AL 35804

NCUA Insured3.6 (8 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Huntsville, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgages

Location & Directions

Address

PO BOX 128

Huntsville, AL 35804

Google Maps 🗺Waze

(256) 534-2423

Service Area

This credit union is located in Huntsville and serves members in the AL area. Currently serving 10,859 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.6

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

leon ware

3 months ago

Whomever is answering the phones here are really rude. I called with a simple question and she made me feel really dumb just by her tone. Maybe need to do some ethics training…

Ashley Harden

2 years ago

I have banked here for over 10 years, and have done a lot of business with them. I have borrowed and paid back in full a few times. However, after going in on Thursday and being treated like I could not afford what I was approved to do was so frustrating.( I am a b rating with them) Mrs. Mooney was very rude and kept implying that the loan may not be for me, after I stated concern over closing out account that would change my utilization score.(she said I might over exert myself) I was already on edge as I always deal with the same people who have been great over the years, and she said well you can deal with someone else if you want. Then she went on to look over my current loans and say I see where you have got late fees, do you need me to move the date around? Not in a helpful way, then I went on to ask questions to understand the terms and she ignored me. I just sat in awkward silence. I then asked to speak with her immediate supervisor, who showed no empathy or affirmation about my issue. I honestly feel that she treated me this way unfortunately because I am black. It is sad, but this is the feeling I was left with. It’s not what we say, but simply how we say it.