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Azalea City

5662 Cottage Hill Rd, Mobile, AL 36609
NCUA Insured4.5 (22 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5662 Cottage Hill Rd

Mobile, AL 36609

Google Maps🗺Waze
(251) 316-0000

Service Area

This credit union is located in Mobile and serves members in the AL area. Currently serving 4,441 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.45%

Used Auto Loan

7.95%

Personal Loan

13.05%

Credit Card APR

12.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%
Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%
Baldwin County— Personal Loan

Bay Minette, AL

6.99%
Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.5

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
R Godfrey

R Godfrey

5 months ago

It's a credit union who gave me a 2nd chance great people there thanks

Don Spruill

Don Spruill

10 months ago

Finally, Azalea City is playing as it should Greens and fairways is in supub shape. Greens rolling good. And ball sets up good on fairways Still need work in some places around greens.

Sheila Powell

Sheila Powell

2 years ago

I’ve been a member since 1989, I love Azalea but. They need to upgrade for more convenient deposits. Several times I’ve come to make a deposit and there are no slips for the night depositary.

Mr. Crum

Mr. Crum

4 years ago

Horrible credit union. Never in my life experienced a place like this. Slow customer service and everything has to be done on the inside. Can't call and get nothing done over the phone. I'm closing out all my accounts. I hate this place. It's Friday and the dam lobby is closed and they're doing everything in the drive through. I hate this credit union with a passion

DeAndra Adams

DeAndra Adams

4 years ago

Been with this credit union around 8yrs now. I absolutely love it. They're a caring and pleasant staff. They schooled me on purchasing my own home. And I did just that 2017. I love my accu family

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).