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New Horizons

P. O. BOX 2966, Mobile, AL 36652
NCUA Insured4.7 (411 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. BOX 2966

Mobile, AL 36652

Service Area

This credit union is located in Mobile and serves members in the AL area. Currently serving 23,292 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

3.99%

Personal Loan

12.99%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.7

411 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Althea Ford

Althea Ford

5 months ago

Marvie Summers went above and beyond helping me understand my account transactions. She showed so much patience in helping me, the experience was very professional. After completing the checking transactions, I proceeded to the teller window. The second person I interact with Shari Young. She was very pleasant and knowledgeable and friendly. It took me a minute to locate my money to post my transaction but she waited patiently on me. Most bank teller and account clerks don't take the time to wait on you to dive down in your purse to find your money. These two exemplifies professional and friendly service to a very needed senior citizen. Thank you!

Ariel Dennis

Ariel Dennis

5 months ago

My husband and I went to New Horizons Credit Union. We were greeted with kindness by Ms. Marvie Summers. She is so kind and so informative. She assisted my husband and I with an account that will help us into our future investments. She answered all our questions and explained everything so eloquently. If you need any help , asked Ms. Summers. She is an excellent representative to come to speak too.

LaVersi Jackson

LaVersi Jackson

7 months ago

Miss Summers is a very nice lady. She took the time out to help me. I didn’t have to wait. We started explaining the situation to me and My Mom and she brought us in her office and she went over my account and she got started immediately and she took care of business. She had a pleasant attitude. She was just very kind and very nice for everything that she did and I overly rate her she should be a tan instead of a fly And I’m the mom and she’s a 12 and she deserve nothing but the best we enjoyed it I was just sitting here just waited and thank you for bringing someone in the office like that because we couldn’t did it by ourselves, so may God continue to bless you as well as Miss Summers in the name of Jesus Amen.

Theresa Shore

Theresa Shore

4 months ago

Ms. Marvie was very helpful and was knowledgeable with the process. She made a very frustrating process pleasant and worked as fast as she could. We were very thankful for her assistance.

L Horace

L Horace

3 months ago

Winston at the Airport location was so great and patient with us considering all the business banking needs we had . He was thorough and knowledgeable. I appreciate his attention to detail. His personality made the visit pleasant. I am glad we are members.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).