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Alabama State Employees

4217 Lomac St, Montgomery, AL 36106
NCUA Insured4.3 (125 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4217 Lomac St

Montgomery, AL 36106

Service Area

This credit union is located in Montgomery and serves members in the AL area. Currently serving 39,166 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

7.18%

Personal Loan

12.13%

Credit Card APR

11.94%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

4.3

125 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lasonja

Lasonja

5 months ago

I just want to say Ms.Gerald Steele is the most amazing person to work with she is very understanding I couldn’t have work with a better person I am so thankful for her

Donna Swords

Donna Swords

4 months ago

My team member was Jordan. He never made me feel uneasy. He was very kind, called me by name. He handled my transaction explained the details to me and when I was ready to leave he told me goodbye and wish me a good day

leo 365

leo 365

8 months ago

Very rude person as I'm coming in the building I see two large women literally rushing to meet me at the door and heckle me for no apparent reason. I tell them I'm meeting my business partner and they literally force me to sit. As I'm sitting I'm approached again by a woman who's title is AVP tells me I need to remove my had and sunglasses. Mind you it's 100 degrees out why wouldn't I have a hat and sunglasses. Me and my Partners are Government contractors looking to secure funding for upcoming government contractors so we are talking to credit unions and banks around the city. Needless to say I would never consider an institution that has an hostile VP that treats guest like their casing a bank robbery. Huge bullet dogged. 👎🏿

Kay McHenry

Kay McHenry

6 months ago

Gerald Steele is so professional and very pleasant to work with. She gets things completed quickly all with a smile.

C Mitch

C Mitch

8 months ago

Gerald Steele was rude and very unprofessional toward me. I discovered I had money stolen out of my savings account from the bank without my authorization. I have been a loyal customer for almost 15 years and have even had auto loans with them. After all the run around, I still haven't been refunded all of my money.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).