NCUA Insured
Member-Owned
1 charter
Established in 1964
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1964
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Opelika and serves members in the AL area. Currently serving 9,539 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.25%Used Auto Loan
8.83%Personal Loan
9.02%Credit Card APR
10.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).
Stevenson, AL
Birmingham, AL
Bay Minette, AL
Birmingham, AL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.4
59 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAsh Shi
7 months ago
Virginia Carothers is fantastic! I had the pleasure of working with Virginia as my loan officer, and she made the entire process smooth and stress-free. She’s incredibly kind, professional, and always took the time to answer my questions with patience and clarity. It’s clear she genuinely cares about her clients and goes above and beyond to help. If you’re looking for someone knowledgeable, friendly, and reliable, Virginia is the one to trust. Highly recommend!
Kacey Robertson
11 months ago
Virginia "Jeannie" Carothers is one of the worst people I have ever dealt with. I went to this location due to Mrs. Monique not being in at the Marvin location. Jeannie was the person I dealt with via email she told me she could not process anything loan wise until I brought my title in. I did that once I brought it in. She still wouldn't process the loan. At this point I made an appointment with Monique at the Marvin location. That following week Jeannie emailed stating she could process the loan and I declined. I said I would be in to pick my title up that evening. I was unable to make it in. Without contacting me she mailed my title out and didn't even have the audacity to let me know. I made a wasted trip to find out my title had been mailed out. This compamy needs to get rid of anyone like Jeannie she is not a good person and doesn't do well at her job. I honestly can't believe that she would be this unprofessional. I love the Marvin location but this location needs some help with this specific employee.
John Britton
6 months ago
Virginia Carothers is a great loan officer. Best vehicles rates in town!
Tangie L
a year ago
I must give a 5 Star rating to Ms. Katrina at the Four Seasons Marvin Pkwy branch. Ms. Katrina was Patient, Pleasant and an Angel. She answered all of my questions…And there were MANY. Never once did she seem irritated. Not only did Ms. Katrina answer my questions, she explained the answers completely. Good customer service appears to be a thing of the past however, Ms. Katrina exemplifies Good Customer Service. Thank You Ms. Katrina for your help. Big Kudos To You, Tangie L
kymberlee coker
8 months ago
When visiting yes they are friendly and Courteous but the app does nothing really for you can’t get information about your account no nothing and I called three times and couldn’t talk to no one
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(334) 745-4711Website
Visit WebsiteMembers
9,539
Total Assets
$94.5M
Year Opened
1964
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile