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The Bridgeway

1810 Opelika Road, Phenix City, AL 36867
NCUA Insured3.8 (57 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1810 Opelika Road

Phenix City, AL 36867

Service Area

This credit union is located in Phenix City and serves members in the AL area. Currently serving 7,125 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.41%

Used Auto Loan

8.24%

Personal Loan

12.47%

Credit Card APR

10.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.8

57 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tina Erickson

Tina Erickson

5 months ago

I was originally a member of AFECU, which merged to Members United, and now Bridgeway. For the last 18 years, I've had excellent sevice. Recently, though I am frustrated and have to call regularly when my auto pay doesn't auto pay. If the first of the month falls on a weekend or a holiday, the payment doesn't get applied to the loan. I don't understand how a half dozen employees can't fix this. For the first time, I'm considering closing my accounts and moving to another credit union closer to home.

natasha mons

natasha mons

12 months ago

I felt taken advantage of being a customer in a program through a community job Resource fair. I was told by the teller that my account was being used for car washes from their mom. That didn’t make me feel comfortable or safe being here for people that have a disabilities to look after for accountability.

Olivia Kelley

Olivia Kelley

5 years ago

If I could give more stars, I would! We have had a wonderful experience with Phenix Pride. We started with our vehicles. Then we decided to do a balance transfer to pay off a couple of student loans much faster. Because of how customer centered they were through those processes, we decided to open checking and savings as well! I’ve spent a long time paying bank fees and waiting on hold for someone to help me, but that changed when we moved to our local credit union. They were attentive from the beginning and appreciative of our business! Alli and Megan in the loans department were exceptional with their knowledge and customer service! My husband and I are at peace knowing our finances are with people in a business we can trust. Great job, Phenix Pride!

Camellia Hasan

Camellia Hasan

3 years ago

I have always received the best service, but Kelsey in Leesburg/Albany,GA raised the bar even higher by being so sweet and kind. I recently went through a series of unfortunate things and she handled my situation with such great care (like it was her own personal problem). I would recommend banking here if you are needing a banking home. Thanks for making me feel valued.

Shanta “Shaun” Phillips

Shanta “Shaun” Phillips

6 years ago

I started out a little disappointed with Phenix Pride and wanted to take my personal banking elsewhere but I really feel as if they have redeemed themselves. I have enjoyed my banking experience with them thus far. I really feel no matter what your needs are personal banking, loans or just financial counseling their services are exceptional. I do believe this will be the bank of my choice to handle my financial needs and that's definitely what I needed. Thanks Phenix Pride a satisfied client.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).