Guardian

1 Guardian Way, Prattville, AL 36066

NCUA Insured4.2 (83 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Prattville, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1958

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1 Guardian Way

Prattville, AL 36066

Google Maps 🗺Waze

(334) 244-9999

Service Area

This credit union is located in Prattville and serves members in the AL area. Currently serving 93,398 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

6.50%

Personal Loan

28.00%

Credit Card APR

15.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.2

83 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Garrett Hatchett

3 months ago

Recent experiences have not been great. Serious lack of communication as well as multiple people not giving callbacks when they say that they would. Something that should have been handled in one phone call ultimately ending up taking five calls and three weeks.

Joseph

3 months ago

Will not answer the phone. Been on hold for 45 with 4 updates of "you call will be answered in 15 minutes". THEY HAVE NO CUSTOMER SERVICE WHATSOEVER. ASE HAS BETTER RATES AND WAY BETTER CUSTOMER SERVICE.

Mark & Kristi Johnson

11 months ago

I needed some abnormal help today as my family is traveling to Cambodia, which transacts in like-new United States dollars. Spencer patiently helped me go through each bill I withdrew until, after three passes, we got the bills I needed. Thank you for the help with an out-of-the-ordinary request!

B. R. W.

a year ago

My experience with Clarence at the Prattville Alabama location on Wednesday May 28, 2025 was met with exceptional customer service. The whole staff was warm and inviting. Kudos for sharing kindness and creating a pleasant atmosphere.