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Listerhill

P.O. Box 566, Sheffield, AL 35660
NCUA Insured3.4 (21 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 566

Sheffield, AL 35660

Service Area

This credit union is located in Sheffield and serves members in the AL area. Currently serving 91,501 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

8.60%

Personal Loan

12.46%

Credit Card APR

13.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(18 total)

Member Reviews

3.4

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
D'Lana Rodriguez

D'Lana Rodriguez

5 months ago

For the past 12 years, Listerhill helped me with my meager income and bad credit. They took a risk with me when I had a huge loan from a Payday Lender. Listerhill lightened my debt, while giving me a loan on a car. I couldn't wait to pay them back for the kindness they had shown me. They have been so patient with me. I'm not going anywhere else. The Sheffield branch, the Muscle Shoals branch, and the Russellville branch have all been so helpful to me. I Highly recommend them as a financial institution. They're great!

Rodney Johnson

Rodney Johnson

a year ago

I have a loan with Listerhill and the service over the phone is second to none in these United States of America 🇺🇸!!! Love these folks it’s so easy to make payments and loans. I’m not a robot and I’m not receiving any compensation to say the truth lol

Patrick M

Patrick M

4 years ago

I used Listerhill in the past (2004 for an auto loan) and I was very pleased with the service I received. I applied online for a used vehicle loan this year (2021) and was called and asked to come into the branch to finalize the transaction. My credit score as I write this review is 806 - Listerhill denied a $5k loan because the vehicle I was going to purchase had too many miles on it according to them. I went over to Alabama Central CU in Muscle Shoals and was approved pretty much immediately with a lower interest rate than what Listerhill was offering. Sometimes bad news turns good - my credit score proves that I’ve never defaulted on a loan and at least ACCU saw that. I will not use Listerhill in the future unless it is for shared branching to save a trip across town.

Ethan Phillips

Ethan Phillips

3 years ago

I've had listerhill for almost 6yrs... This by far the worst I have seen them. My accounts have been closed on many occasions with my knowledge with no one notifying my because of "fraud" even though their fraud department says they did (yes they all of my contact information correct). I've had payments on my loan come up missing with the lady in their collection department questioning me why havent I paid yet then, hanging up on me... Honestly at this point its bad enough I cant wait to get rid of them and if anyone is starting a class action lawsuit against let me know I'll be the first in line.

Harry Mussard

Harry Mussard

5 years ago

Without any doubt, Listerhill Credit Union at both the Russellville and Sheffield locations have been remarkable experiences. Whether for general, and normal, banking services such as Checking, Shares, or Loans, my personal accounts have been well cared for. When a problem occurred with my debit card, it was immediately resolved. The overall service has been exceptional. As the son of a banker, I understand some of the complexities of banking. I expect that computers do help; but always, glitches do sometimes occur. Thanks for the outstanding service.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).