Chattahoochee

P.O. BOX 8, Valley, AL 36854

NCUA Insured3.9 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1985

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1985

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P.O. BOX 8

Valley, AL 36854

Google Maps 🗺Waze

(334) 756-7027

Service Area

This credit union is located in Valley and serves members in the AL area. Currently serving 2,762 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.32%

Used Auto Loan

5.88%

Personal Loan

11.55%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Javontae Moore

5 years ago

USELESS... they tell lies ! Who sits up and lie about viewing credit history ? “You have no credit” really ? I have a brand new car and credit cards. The first time I applied for an auto loan months ago, they were able to pull it up then to tell me I need to have my car a little longer before they could take over, I finally hit the mark this year for apply again for an auto loan and my same loan officer this time said I have no credit history ! Debbie is a pathological liar !

Chris Bryan

5 years ago

Every time i use my debit card transactions are pending for days and latey I'll buy things and won't get charged till a month later when i don't have the funds.