Mac

541 10th Ave, Fairbanks, AK 99701

NCUA Insured3.2 (174 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fairbanks, AK may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

541 10th Ave

Fairbanks, AK 99701

Google Maps 🗺Waze

(907) 474-1291

Service Area

This credit union is located in Fairbanks and serves members in the AK area. Currently serving 18,188 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.39%

Used Auto Loan

7.89%

Personal Loan

12.99%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AK

Lowest rates currently reported by credit unions in AK (NCUA Q4 2025).

Credit Union 1— New Auto Loan

Anchorage, AK

3.50%

Credit Union 1— Used Auto Loan

Anchorage, AK

4.00%

Alaska Dist Engineers— Personal Loan

Jber, AK

11.50%

Credit Union 1— Credit Card APR

Anchorage, AK

8.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.2

174 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Farrah LaFon

7 months ago

Sure there's only one location in FNSB, so the wait times are slightly higher, but I've always had really great experiences with staff no matter if it's car loans, credit cards, personal banking, or any other form of consultation. Over the years they've been really helpful with more complex issues as well: giving me a certified payoff letter for my vehicle when the title was lost in the mail and I needed it for a total loss collection, changing account information within the app, moving funds around between my credit card and checking account where there had been errors, quick and painless dispute resolution with a stolen card, and they've always helped in a very quick manner as well. I'm glad the customer focus is certainly present, and from what I can tell they often hire folks who enjoy their work.

Stichy

4 months ago

Sadie and Jozette were AMAZING with my home refinance. They answered all of my questions and went above and beyond with everything, and it was fast, from start to finish it was around 45 days! I’ve used Mac for auto loans in the past, and I will continue to use Mac for both my home and auto loans in the future. Everything about applying for loans with Mac is so much of a smoother process!

Jordan Powell

9 months ago

I applied for a mortgage and submitted all the required documents. The loan officer completely ghosted me. Stopped picking up her phone, stopped responding to emails. Extremely unprofessional and disappointed. The kicker is they ran my credit while still ignoring me, what was the point of that? Take your money elsewhere.

Dan Patterson

10 months ago

10/10 Exceptional customer service working with member Carlito. They were able to help get me setup to view my account via the mobile app, and verify my payments have gone through. Quick, efficient and friendly~

Max Pham

a year ago

Ashley W. is the best financial services officer. She took care of everything she possibly could when purchased our vehicle from out of state. Her knowledge of the process made our experience phenomenal. She is extremely friendly and was very understanding throughout our search. She is who I will ask for everytime.