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Arizona Financial

PO Box 60070, Phoenix, AZ 85082
NCUA Insured4.4 (295 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 60070

Phoenix, AZ 85082

Service Area

This credit union is located in Phoenix and serves members in the AZ area. Currently serving 176,643 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.06%

Used Auto Loan

6.79%

Personal Loan

14.57%

Credit Card APR

13.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(21 total)

Member Reviews

4.4

295 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Malissa Daniels

Malissa Daniels

6 months ago

Jessica Flores helped me with my loan today. She was so very helpful! This was my first time applying for a loan and she made it simple and easy! Ty so much Jessica! You're the best!!

James Quinn

James Quinn

8 months ago

Yes I came in today to set up an account and Oscar Bustamante went way above and beyond to help me get through all the road blocks I had in my way of getting an account... He really took it upon himself, and actually understood my unique situation that I was in and kept on trying ever little possiblity until we were able to get my account set up and finished... I've never had anyone go to bat for me like that before... I will most definitely be staying with Arizona Financial Credit Union for a long time. Thank u very much.... James Quinn

Chris Lee

Chris Lee

6 months ago

I’m very glad I visited Today. Chris Fregoso assisted me in opening a new checking account. I’m coming back to open a business account. Exceptional service and everyone was kind and professional.

Jerry Underwood

Jerry Underwood

7 months ago

This is me with my first of 4 vehicles I bought from Arizona financial. The first 2 I ordered from Fleet services It was the easiest purchase I ever made. And I saved a lot of money cutting out all the dealer fees.

Rebeka Torres

Rebeka Torres

9 months ago

Jessica was such a big help! She helped me open a checking and savings accounts, letting me the different options they have and everything about the accounts. She was also very informative about the auto loans I wanted to know more about. Excited to start banking here!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).