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Oneaz

2355 W Pinnacle Peak Rd, Phoenix, AZ 85027
NCUA Insured4.5 (270 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2355 W Pinnacle Peak Rd

Phoenix, AZ 85027

Service Area

This credit union is located in Phoenix and serves members in the AZ area. Currently serving 234,706 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.94%

Used Auto Loan

6.14%

Personal Loan

12.75%

Credit Card APR

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(27 total)

Member Reviews

4.5

270 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jaime Cecil

Jaime Cecil

4 months ago

The tellers were completely unaware when bankers were available and did not check their queue correctly and almost let me walk out of the door before a very nice banker, Bita got me before I left. Make sure your ID is updated with the correct address because their systems are really old, so it’s nearly impossible to send emails that show up legible to the bankers. Bita was professional and against all odds made the bad experience here a lot better. She was very knowledgeable and empathetic about my situation. Although for my specific visit was not a great one, I would recommend Bita specifically as a great banker who has a great future ahead.

Andrew Degollado

Andrew Degollado

5 months ago

The service that Brandon and Denisse provided was exceptional. Brandon showed excellent customer service, gave great advice, and was cool under pressure. When technical trouble stopped Brandon from being able to finish what we started, Denisse stepped in and was extremely friendly, and courteous and got my debit card printed. This duo deserves a good kudos and shows why I choose a credit union over a bank.

April Lee

April Lee

3 months ago

I was trying to get a $6,000 loan personal loan ...that's all not 16k, 26k,300k just 6k to payoff a credit card and to pay my rent and utilities ahead by 2 months and to refinance my auto loan. I need to pay off the credit cards so I can improve my credit score, but the loans were denied because of my credit score. You know what annoys me is the CONSTANTLY send me advertisement to refinance my car with them then they deny me. They constantly send me ads about small loans and they deny me. These financial institutes as freaking crooked and aren't there for the community as much as they state they are. Everyone says bank with a credit union they work with you and your situation, that's BS they are just like BofA and Chase.

Jenna Tipton

Jenna Tipton

7 months ago

Josue was a great help today. He assisted my husband and I. He answered all of our questions and was friendly and very professional. I love banking with One Az Credit Union.

Rome Khalil

Rome Khalil

7 months ago

Josue was beyond amazing. I walked in with no issues and was seen by Josue in a very timely manner. He was very kind and personable. This was my first experience with a notary at OneAz and Josue made it a great experience!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).