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U-Haul

P O BOX 21506, Phoenix, AZ 85036
NCUA Insured3.2 (40 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 21506

Phoenix, AZ 85036

Service Area

This credit union is located in Phoenix and serves members in the AZ area. Currently serving 3,785 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.67%

Used Auto Loan

6.20%

Personal Loan

17.76%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.2

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mo Frank

Mo Frank

4 months ago

I’ve been with this credit union for less than a month and this is by far the best banking experience I’ve ever had already. Every single representative goes above and beyond every time I call and I can see how I can grow and use so many of the tools that they offer. This is exactly what I imagined banking with a credit union is supposed to be like although hadn’t found in other banks I’m with so far so am excited that I opened my accounts with them right in time for this financial growth journey I want to focus on. 💸

C H

C H

5 months ago

Do not apply for a loan here if you're in a hurry. Applied middle of December. Was told a few days later it takes up to 5 business days to process. Here it is 2 1/2 weeks later and still no word. I continue being told there are a few applications ahead of mine. They had a loan promotion that was only good until December 25th, yet still processing those apps?? Absolutely no communication on follow ups it seems. Also when I opened an account online I was never sent any info on how to use online banking or any document in mail or email in regards to having an account. For what seems to be such a large building on Google maps, Im not sure how they don't have enough people to get applications processed in a timely manner. Plus charge fees for apps to not be timely processed?! What a shame.

Pam Ceasar

Pam Ceasar

8 months ago

Terrible service. This has to be the worst financial institution I have ever dealt with. They just treat you like complete trash and as if you are bothering them no matter what the call is about. I have never spoken with someone here who didn’t sound like they hated their job, and I’ve been a “member” for YEARS. Also, they are so behind with technology. I have nothing good to say, both the customer service and the services they offer are just absolutely without a doubt the most unprofessional experiences I’ve ever had. So much so that I am closing my account. Makes me sad that they represent U-Haul so Terribly.

Keemie J

Keemie J

8 months ago

I've been with UHFCU for approx. five yrs. The Team has always been helpful and kind. After all this time, I can't say that I've had any issues or concerns that haven't been addressed or resolved. Way to go UHFCU Team!!

Jessica F.

Jessica F.

a year ago

Incompetentce at every turn. I can't trust them to spell my name right or replace a debit card properly, how am I supposed to trust them with my money or handle a loan? Then when their mistakes are caught it's just a shrug and "oops". I wouldn't recommend this credit union to anyone that I don't actively dislike.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).