American Southwest

PO Box 370, Sierra Vista, AZ 85636

NCUA Insured4.2 (23 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Sierra Vista, AZ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 370

Sierra Vista, AZ 85636

Google Maps 🗺Waze

(520) 459-1860

Service Area

This credit union is located in Sierra Vista and serves members in the AZ area. Currently serving 33,396 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.30%

Used Auto Loan

8.30%

Personal Loan

14.00%

Credit Card APR

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q4 2025).

First American— New Auto Loan

Casa Grande, AZ

2.99%

First American— Used Auto Loan

Casa Grande, AZ

4.09%

Marisol— Personal Loan

Phoenix, AZ

9.26%

Pima— Credit Card APR

Tucson, AZ

2.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.2

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sandy Parks

4 months ago

I’ve always found the staff to be very helpful and knowledgeable. This is a shared branch for me and I’ve always been treated with respect and kindness.

Dani Kilby

3 months ago

ASCU hires only the best to represent their credit union. I am very happy with the service.

Jennifer Lynn

4 months ago

Do not bank here. My mother's money was fraudulently taken from her, she filed a police report and everything and they refuse to refund her money. They've treated her like she was the criminal.

Michelle Castillo

3 months ago

I visited our local American Southwest Credit Union to aquire an auto loan. The associate that worked with me through this process was Kayli Bohn. Kayli was very helpful and is super nice, she made the whole process run smoothly. I appreciate all the work everyone put into getting me the financing, and coverage I needed to purchase my beautiful Jeep. I 100% recommend American Southwest Credit Union to whomever is in need of the services they offer. Thank you to everyone at American Southwest Credit Union