Cochise

PO Box 1154, Willcox, AZ 85644

NCUA Insured4.4 (21 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Willcox, AZ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 1154

Willcox, AZ 85644

Google Maps 🗺Waze

(520) 384-2822

Service Area

This credit union is located in Willcox and serves members in the AZ area. Currently serving 5,789 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.00%

Personal Loan

9.90%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q4 2025).

First American— New Auto Loan

Casa Grande, AZ

2.99%

First American— Used Auto Loan

Casa Grande, AZ

4.09%

Marisol— Personal Loan

Phoenix, AZ

9.26%

Pima— Credit Card APR

Tucson, AZ

2.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jamie Clem

a year ago

The branch manager is rude and doesn’t know anything about business accounts. I’ve owned the company for 8 years had all of my documents I needed and she said she wouldn’t take them so I couldn’t open a business account on September 30th. She has been rude on more than one occasion! Funny thing I went to a different bank and opened right after she treated me like that. If you can’t do your job or don’t like it quit. Don’t be rude just because you have the tittle of management. It means nothing if you’re a rude person. I have a loan with them that I was going to pay off at the same time! Now they can figure it out!!! Rude inappropriate and sad when her employees apologized for her behavior.

Cruiserman

6 years ago

Whatever you financing needs are, go and talk to the guys from Cochise Credit Union first. If they can, they make it happen. Fast and Professional. Nancy and Lisa worked on my car loan and in no time I was approved for a car loan. Now I am enjoying 10 % less interest than with other loan providers. Awesome Customer Service!

Sharon Nelson

4 years ago

Never had a problem with C.C.U. until the few years ago I had always got my bank statement at the first of the month. Now it takes until the 10th of the month or longer today is the 15th of the month and still NO bank statement!!. called and ask the young lady why is it always late!! the bank teller told me it's the post office Fault not their!! This B.S.!! I like to do my bills at the first of the month not the middle of the month!! I do not like banking online.. hope the owner of the bank reads the reviews cuzzz I have been banking here Since the early 90s I'm about ready to change Banks and please hirer new teller's not some young kids who don't know what the hell they're doing.. NOT A HAPPY CAMPER WITH THIS BANK ANYMORE..😡

Jennifer Wortman

a year ago

Thank you to each staff member that works for CCU, always helpful best banking experience ever!

wendy cohorn

9 years ago

Love the Cochise Credit Union. Staff is so friendly and they all know you by name. Fantastic service always and they are very community oriented. Would not go anywhere else.😊