NCUA Insured
Member-Owned
1 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Benton, AR may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1957
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Benton and serves members in the AR area. Currently serving 5,340 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.25%Used Auto Loan
4.25%Personal Loan
16.00%Credit Card APR
11.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).
Morrilton, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.5
52 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAmber Skelton
5 months ago
I called Cindy to inquire about auto refinance rates and was able to set up an appointment same day. We were able to knock out the application and in less than an hour, the credit union’s rate offered was 2/3 less than what I was currently paying. Great experience and great rates!
Allen Higgins
3 months ago
I have been a member here for most of my life. HCFCU has helped tremendously with getting two separate vehicles financed over the past 2 months. The rates dealerships offered me were a slap In the face in comparison. Big thanks to Spring, who is always quick and easy to work with, and thank you to the tellers who are always happy to assist me.
Jeff w
4 months ago
Excellent place to bank. I highly recommend them. The customer service is great and they explain everything about the process.
Belinda Madison
4 months ago
Good people work there Love the bank
Theresa Garrett
a year ago
Window clerks are very nice. No problems keeping our money here. Thank you Hurricane for taking care of us.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(501) 315-3162Website
Visit WebsiteMembers
5,340
Total Assets
$69.4M
Year Opened
1957
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile