Northwest Arkansas

1460 NORTH WOOLSEY AVE, Fayetteville, AR 72703

NCUA Insured4.0 (23 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fayetteville, AR may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1460 NORTH WOOLSEY AVE

Fayetteville, AR 72703

Google Maps 🗺Waze

(479) 443-4401

Service Area

This credit union is located in Fayetteville and serves members in the AR area. Currently serving 2,323 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.70%

Used Auto Loan

6.98%

Personal Loan

11.64%

Credit Card APR

9.14%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Arkansas Kraft Employees— New Auto Loan

Morrilton, AR

3.50%

Arkansas— Used Auto Loan

Little Rock, AR

3.99%

Dillard'S— Personal Loan

Little Rock, AR

7.81%

Dillard'S— Credit Card APR

Little Rock, AR

7.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.0

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Wallis Family

6 months ago

NWA FCU is amazing! They are bankers with a heart and they are a credit union! What more could you ask for in a bank?? We moved our assets and auto loans here from other banks that just made us feel like a cog in their machine. Their rates and fees are very competitive and beat for-profit banks. We recommend NWA FCU for all your banking needs!

Kaitlyn Zebell

a year ago

It’s 8:58 and their phone keeps saying they are currently closed. Google says they open and are open at 8. I Can’t get a hold of anyone because the phone just wont ring. I live 45 minutes away. So to not be able to call them when their open is frustrating. (I guess the phones turn on at 9)

RANDALL KEMP

6 years ago

"I've been a member at the NWA Federal credit union for a decade...all of the employees are VERY loving and caring (Amy, Becky, Riley, Paigely and Jenny are the best !!!) They know you by name & you're treated like family...I'd recommend this convenient location to all my friends & family" 👍👍👍

Danna Ray

5 years ago

Fabulous staff that knows your name and always takes the extra time to help you with any questions or services needed. They treat you as if you are the most important person In their day.