NCUA Insured
Member-Owned
1 charter
Established in 1965
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Fayetteville, AR may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1965
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Fayetteville and serves members in the AR area. Currently serving 7,014 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.86%Used Auto Loan
6.17%Personal Loan
10.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).
Morrilton, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
38 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsChandra Smith
a year ago
Serena was AWESOME! Very responsive. The loan process was very simple and fast! This is actually the best experience I ever had with obtaining a loan and I have obtained many for home purchases, personal loans, etc. Thank you UARK FCU for a great experience!!
Andrew Crittenden
a year ago
I've never had a worse banking experience. This is a loan company, that masquerades as a banking institution. Abysmal Customer Service - every thing is outsourced; have an Online Banking issue? Only one person can help & they're never there; Problem logging in to your app? Same response. Sophomoric Fraud Safeguards - randomly declining Auto Drafts that have been in the system for years, and freezing your debit card up, because "Fraud" - this exact situation nearly cost me a 20 year old Life Insurance Policy, that had been Auto Drafting premiums, been denied, and I errantly dismissed a couple of emails from the insurance agency, as marketing - they were trying to alert me my sizeable policy was about to drop. Signs of poor business from third parties - when gas stations won't let you use a pump, without $150 holds - but then I use another bank's card in the same pump, no issues; other companies refuse to let you use this account for Auto Drafting, because of issues they've had getting paid - or not acknowledging them as a banking institution, in general. In an attempt to support local, get into a credit union & hopefully take advantage of better rates & collective ownership, we went with UARK Fed - and I haven't been happier to leave a banking institution, than I am right now. Emptying & closing all of my accounts, looking forward to a less stressful financial management experience, with a different institution.
Sandra Ward
a year ago
We love UARK FCU. We had an amazing experience throughout the entire loan process. The communication was exceptional. I highly recommend using UARK Federal Credit Union to anyone looking for a seamless and reliable mortgage experience.
Michael Manno
2 years ago
This place deserves so much more credit. I have used them in 3 different auto loans every situation has been seamless and easy. Just this time I asked (Rosa) to please send docusign to my wife and myself in 2 separate emails due to work conflicting with getting to the CU. This way now I can swing in and pickup a check after all docs are signed. Great credit union, ask for Rosa!
Daniel Haffelder
a year ago
I have done several loans thru Uark and every single time I have had nothing but great customer service and great rates. We will continue to do business thru them. They all are always so helpful and so kind. Thank you!!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(479) 521-1199Website
Visit WebsiteMembers
7,014
Total Assets
$83.3M
Year Opened
1965
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile