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Uark

P. O. Box 10260, Fayetteville, AR 72703
NCUA Insured3.6 (38 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 10260

Fayetteville, AR 72703

Service Area

This credit union is located in Fayetteville and serves members in the AR area. Currently serving 7,014 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.86%

Used Auto Loan

6.17%

Personal Loan

10.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.6

38 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Chandra Smith

Chandra Smith

a year ago

Serena was AWESOME! Very responsive. The loan process was very simple and fast! This is actually the best experience I ever had with obtaining a loan and I have obtained many for home purchases, personal loans, etc. Thank you UARK FCU for a great experience!!

Andrew Crittenden

Andrew Crittenden

a year ago

I've never had a worse banking experience. This is a loan company, that masquerades as a banking institution. Abysmal Customer Service - every thing is outsourced; have an Online Banking issue? Only one person can help & they're never there; Problem logging in to your app? Same response. Sophomoric Fraud Safeguards - randomly declining Auto Drafts that have been in the system for years, and freezing your debit card up, because "Fraud" - this exact situation nearly cost me a 20 year old Life Insurance Policy, that had been Auto Drafting premiums, been denied, and I errantly dismissed a couple of emails from the insurance agency, as marketing - they were trying to alert me my sizeable policy was about to drop. Signs of poor business from third parties - when gas stations won't let you use a pump, without $150 holds - but then I use another bank's card in the same pump, no issues; other companies refuse to let you use this account for Auto Drafting, because of issues they've had getting paid - or not acknowledging them as a banking institution, in general. In an attempt to support local, get into a credit union & hopefully take advantage of better rates & collective ownership, we went with UARK Fed - and I haven't been happier to leave a banking institution, than I am right now. Emptying & closing all of my accounts, looking forward to a less stressful financial management experience, with a different institution.

Sandra Ward

Sandra Ward

a year ago

We love UARK FCU. We had an amazing experience throughout the entire loan process. The communication was exceptional. I highly recommend using UARK Federal Credit Union to anyone looking for a seamless and reliable mortgage experience.

Michael Manno

Michael Manno

2 years ago

This place deserves so much more credit. I have used them in 3 different auto loans every situation has been seamless and easy. Just this time I asked (Rosa) to please send docusign to my wife and myself in 2 separate emails due to work conflicting with getting to the CU. This way now I can swing in and pickup a check after all docs are signed. Great credit union, ask for Rosa!

Daniel Haffelder

Daniel Haffelder

a year ago

I have done several loans thru Uark and every single time I have had nothing but great customer service and great rates. We will continue to do business thru them. They all are always so helpful and so kind. Thank you!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).