Arkansas Best

PO BOX 17020, Fort Smith, AR 72917

NCUA Insured4.6 (258 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 17020

Fort Smith, AR 72917

Google Maps 🗺Waze

(479) 649-2060

Service Area

This credit union is located in Fort Smith and serves members in the AR area. Currently serving 11,571 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

4.74%

Personal Loan

11.50%

Credit Card APR

8.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Arkansas Kraft Employees— New Auto Loan

Morrilton, AR

3.50%

Arkansas— Used Auto Loan

Little Rock, AR

3.99%

Dillard'S— Personal Loan

Little Rock, AR

7.81%

Dillard'S— Credit Card APR

Little Rock, AR

7.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

258 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Rosa Isela

6 months ago

Scheduled an appointment about a week out and the website made me choose a agent, Ana. I specifically said that I was looking for a FHA loan or a USDA loan. Ana tried to help me but apparently the loan agent isn't available. It's extremely disappointing since I specifically asked for a agent with qualifications to help me with those loans. Why not have a system of calling appointments to verify information? The only solution I got was to reschedule but sadly my work hours are the same as this establishment open hours. If you're in a hurry, this place is not for you. Edit: I did want to say that I'm not mad or disappointed in the customer service I received from Ana or the other agent. Im disappointing in their system they have in place that completely wasted my gas and time.

Isaac Romero

8 months ago

Ana Moreno provided excellent service. I have never visited any bank that has taken such great care of me. 10 stars for Ana!! Thank You!!!

Erskin Whitney

10 months ago

I've bought a couple of vehicles thru AFCU. They've always been very professional and courteous and very helpful. And I just opened app a LLC business account with them because of the way that they treat their customers, in my opinion. I would give them 10 stars if I could!!!

Mary Bachalo

9 months ago

On August the 4 th went to deposit two insurance checks for repairs on my car,black lady that waited on me acted like I wanted to keep money for myself,put a 7 day hold on the money,knew very well this loan at the AFCU was paid for yet treated me like a dummy. Took my drivers license , I assume made sure I was the right person. She needs to go !!!! Now on August 14th I was waited on by a young man who knew what he was doing,deposited the funds in my savings,my choose until my car is repaired. Check your employees more closely. Thanks Mary Bachalo