Fort Smith Teachers

P. O. BOX 3606, Fort Smith, AR 72913

NCUA Insured4.5 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fort Smith, AR may be eligible to join. Community credit unions are open to the general public within their service area.

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P. O. BOX 3606

Fort Smith, AR 72913

Google Maps 🗺Waze

(479) 783-0611

Service Area

This credit union is located in Fort Smith and serves members in the AR area. Currently serving 1,430 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

7.99%

Personal Loan

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Arkansas Kraft Employees— New Auto Loan

Morrilton, AR

3.50%

Arkansas— Used Auto Loan

Little Rock, AR

3.99%

Dillard'S— Personal Loan

Little Rock, AR

7.81%

Dillard'S— Credit Card APR

Little Rock, AR

7.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.5

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jason Dempster

a year ago

Love the ladies that work here, they are always super helpful and friendly. If you work for the schools, you need to have e an account here, because it is simply the best place for loans and to save a little money.

Marolyn Hundley

3 years ago

Doris and the other ladies at the TFCU are the utmost professionals while making you feel like family. I’ve never had anything but a positive experience throughout my 35 years doing business with them.

Balie Baldwin

4 years ago

Was going in to do business with them & was on the phone in their parking lot, was questioned why I was in there parking lot. Lost business from me. The lady was extremely hateful.