U.P. Employees

1000 W 4TH ST, North Little Ro, AR 72114

NCUA Insured2.3 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1000 W 4TH ST

North Little Ro, AR 72114

Google Maps 🗺Waze

(501) 373-2290

Service Area

This credit union is located in North Little Ro and serves members in the AR area. Currently serving 919 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

11.50%

Used Auto Loan

18.00%

Personal Loan

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Arkansas Kraft Employees— New Auto Loan

Morrilton, AR

3.50%

Arkansas— Used Auto Loan

Little Rock, AR

3.99%

Dillard'S— Personal Loan

Little Rock, AR

7.81%

Dillard'S— Credit Card APR

Little Rock, AR

7.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

2.3

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jeff

6 years ago

I would give them negative stars if I could. Almost 3 years never missed a payment, never even late and RV was repossessed? I was in contact with them every 2 weeks and updating them on the progress of my injury. The management is terrible, I wouldn't let them run a lemonade stand. I have been a member of several credit unions my entire life and all have been great, except this one. Was six weeks late and when it was taken a payment went in on that day. I ended up having to pay the RV off to get it back and it cost me another 1100.00 in fees. I would rather take a loan from an underground troll as I had do business with this so called credit union. Stay away from this credit union as any other banking institution you pick will be better than this one that is ran out of a closet.

Justin

6 years ago

Their customer service is non-existent and I was treated terribly. They were very unprofessional with how they handled the services I needed. It was actually the CEO\Manager that was the worst. There isn't anyone to hold them accountable for their actions either, so I doubt it will ever get better. I wanted to update my review after I noticed one of the reviewers was Paula Woeppel. She is the CEO\Manager at this credit union. I can only imagine she posted a review to increase the rating.

Jason Woods

8 years ago

Very disorganized and if your identity is stolen they will not return or protect your money. If you transfer money from checking to savings electronically you have to call them to remind them to do it. Night deposits sit for week or more have to call and remind them to deposit. Very rude manager.

Mark Sword

4 years ago

Very unfriendly. They will tell you one interest rate then when the papers are done it's another. They threaten you to cancel your loan when THEY lose their insurance copy. Very unprofessional.