White County

508 W BEEBE CAPPS EXPY, Searcy, AR 72143

NCUA Insured3.3 (3 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Searcy, AR may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

508 W BEEBE CAPPS EXPY

Searcy, AR 72143

Google Maps 🗺Waze

(501) 268-3122

Service Area

This credit union is located in Searcy and serves members in the AR area. Currently serving 2,072 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.80%

Used Auto Loan

8.26%

Personal Loan

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AR

Lowest rates currently reported by credit unions in AR (NCUA Q4 2025).

Arkansas Kraft Employees— New Auto Loan

Morrilton, AR

3.50%

Arkansas— Used Auto Loan

Little Rock, AR

3.99%

Dillard'S— Personal Loan

Little Rock, AR

7.81%

Dillard'S— Credit Card APR

Little Rock, AR

7.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.3

3 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shannon Howard

a year ago

We have used WCFU for 30+ years and have always had such a positive experience. The employees are so kind and helpful anytime we need them whether in person or via phone call. We have had and currently have vehicle and equipment loans through them with competitive rates. Highly recommend!!

Cassie Gillette

a year ago

Received a letter in the mail that I was denied for a signature loan that I did not apply for. My credit score was ran, without my permission also. Not sure what can be done, but this is not okay. Do not recommend.