Valley Strong

P.O. BOX 9506, Bakersfield, CA 93389

NCUA Insured4.8 (40 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bakersfield, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 9506

Bakersfield, CA 93389

Google Maps 🗺Waze

(661) 833-7900

Service Area

This credit union is located in Bakersfield and serves members in the CA area. Currently serving 353,871 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.99%

Used Auto Loan

9.78%

Personal Loan

10.56%

Credit Card APR

14.81%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(31 total)

Member Reviews

4.8

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Efren Romero

a year ago

I was really pleased with your service. Your staff was very professional, friendly, and made me feel at ease. My son, Valvino, had recommenced Valley Strong to me, and I’m glad he did.

Arun Jivraj

a year ago

Location is crucial, and it's highly practical. The team is excellent and delivers flawless service. They are incredibly efficient, kind, and respectful! Bravo, Valley Strong Credit Union and their outstanding staff. A great place to bank.

Atul Verma

3 months ago

Staff very friendly

Jonathan Anthony Carlos

2 years ago

With only 15 minutes until they closed, I was welcomed warmly by Dolores who checked me in to be seen by Dora and I was able to seamlessly open up a checking/savings account. Really great customer service!