Upward

1860 El Camino Real Ste 100, Burlingame, CA 94010

NCUA Insured4.9 (403 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Burlingame, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1860 El Camino Real Ste 100

Burlingame, CA 94010

Google Maps 🗺Waze

(650) 231-1300

Service Area

This credit union is located in Burlingame and serves members in the CA area. Currently serving 4,293 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

8.50%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.9

403 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sobhana Ranjit

3 months ago

5 star rating for my Credit Union . Friendly knowledgeable staff always ready to.help with all our banking needs. Great advice as well on budgeting and saving money.👍

Katherine Castillo

8 months ago

I would like to special thank to Cathy and Fatima at Upward, they were really kind, supportive and patient explaining everything which made us feel it is really a pleasure working with Upward, we felt very comfortable and happy. Thank you so much to the team at Upward.

Joce Putney

3 months ago

Sue was very helpful and explained everything thoroughly. Got a great promotional deal!

Hara Gina

5 months ago

Thank you all so much to the ladies in the loan dept. They have made this an unforgettable year for my family. They rooted for me and helped me and did not judge me for not budgeting or overspending and not making enough money. They explained the terms to me and it was so fast.

Angel Daniega

10 months ago

First all, I have been in this brach/Upward Credit Union for more than thirty years and I have never regretted in my whole entire life to keep & stay with this bank or branch because I am very extremely & grateful satisfied with their wonderful, outstanding customer service that I have never experienced with other banks! I am very heartfelt thankful to the lord our savior to have this blessing because all the employees, including managers, supervisors and accountants representatives are very helpful, kindhearted and supportive employees! They helped me a lot with all my problems to resolved and protecting my account from scammers & most definitely to fraud people! My heartfelt thankful for the managers especially Fatima & staff for all their efforts and understanding, greatly appreciated!!!!! 🙏❤️🙏