NCUA Insured
Member-Owned
1 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Downey, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1957
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Downey and serves members in the CA area. Currently serving 19,181 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.18%Used Auto Loan
6.36%Personal Loan
9.41%Credit Card APR
11.65%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).
Burbank, CA
Valencia, CA
Santa Rosa, CA
Glendale, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.9
97 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSonic Tails and Knuckles
4 months ago
This bank has the best customer service for its customers! I have been banking here for 20 years and service is amazing! Every when I go the deposit I always have happy and cheerful staff! José who is so friendly and fast to help, Ashly who always welcomes you with a small and my favorite Alex! Quite but always goes the extra mile to serve you in anything you need! Peter who always helps you when something needs to get resolved! I recommend that if you need a bank who’s care for you and need a family bank come to DFCU. You won’t regret it!
Bill Dimopoulos
6 months ago
I just refinanced my auto loan with Downey Federal Credit Union and had the pleasure of working with Alex. From the moment I walked in, he was incredibly patient and welcoming, even though the branch was busy. What stood out most was how knowledgeable he is. He took the time to walk me through every detail of the refinance process, answered all my questions and made sure I never once felt rushed. He genuinely wanted me to understand my options and feel confident in my decision. In an era where good customer service feels rare, Alex truly puts the customer first. He made what could have been a stressful process completely seamless and even saved me a significant amount on my monthly payment. If you’re looking to refinance or need any banking help at DFCU, ask for Alex — you’ll be in the best hands. Thank you, Alex, for going above and beyond!
Edward G
3 months ago
Was just there and was told I was not allowed to withdraw over $5,000. I need to get a car today and they would not work with me. Consider calling up and pulling your money out of this bank, staff are basically retail workers, not great customer service. Also there was a loud noise that was filling the whole room the entire time I was there.
Dolores Eckert
5 months ago
I feel safe with Downey Back I been with them since1996 29 years and very happy with the bank Dolores E
Veronica Ortiz
9 months ago
I am satisfied with the way I was treated at this bank I opened up a saving & checking account here thank you Yolanda for all your help and making it easy to get a car loan as well. I will surely recommend this Federal Credit Union to my family members.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(562) 862-8141Website
Visit WebsiteMembers
19,181
Total Assets
$328.0M
Year Opened
1957
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile