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Compass Community

PO Box 1268, Eureka, CA 95502
NCUA Insured3.8 (28 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1268

Eureka, CA 95502

Service Area

This credit union is located in Eureka and serves members in the CA area. Currently serving 6,307 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.83%

Used Auto Loan

6.16%

Personal Loan

11.14%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Olive Dog

Olive Dog

3 years ago

I lost my valid identification, and didn’t have a debit card. I know my member number and whatever else they ask for, yet didn’t want to let me withdraw my OWN money. I understand procedure, I do, but I have bills to pay, and needed my money. Ask me my social security number, mothers maiden name, birthday, address, past deposits. Thank you Ripley! For saving me. Can’t thank you enough. Also, the teller was snooty, and I didn’t appreciate it. This is exactly why I won’t be using this Credit Union much longer. Have had an account there since it was Cal State credit union, and I just about got denied taking my own money out. Ripley saved me, she’s always so kind to me

janina shayne

janina shayne

5 years ago

I have been a member of this bank, formerly known as CSFECU#20, since @ 1980s. Recently, a massive conversion caused consternation and the team, especially a VP, were fantastic in leading the way to great success in managing and manipulating the new systems and organizations resulting in absolute ease of online services. I also love to bank in Arcata, although I dearly miss the peeps in the Eureka admin office on Wabash. Everyone, without fail, is courteous and charming and laughter is a staple of any visit. This organization, by any name, has been loyal and true to their members, and in my case, has helped me raise, educate and flourish as a parent with two children. Their accounts were established when they were very young, and they are still members in their 40s. Kudos to all the management and staff, and a big THANK YOU for being there. Best! janina

GoFast Inc.

GoFast Inc.

6 years ago

I’m trying the small bank thing but the services are so limited...the staff at the new Eureka office have been disappointing as well. I’m giving them six more months and if I have one more problem, we are done... OK, I did as you suggested and Rene let me down terribly. She was very professional and polite but I still didn't get my debit card replacement for almost three weeks. They couldn't find the first card, no tracking number whatsoever (the bank sent it to my Colorado address after I made it very clear where to send the card). I had to call Rene to get any updates and to try to get my card and I'm here to tell you that her voicemail is totally unsatisfactory! She states she will get back to you within 24 hours and that just rubs me wrong, especially when I'm waiting for weeks on my ATM card. I remain quite dissatisfied with this bank and will now use it for what I think it is most properly suited, as my Christmas savings account and nothing more. However, I remain impressed that senior management cared enough to reach out to me, thank you very much!

Cecil Arispe

Cecil Arispe

4 years ago

If you want a bank that’s full of deficit and can’t keep their lies straight. Contact Compass CCU. I’ve got written proof if anyone is interested. I had to hire an attorney to sue them. Megan B is the reason they’re being sued. Her smart attitude got this bank nowhere. Well it will hit the in the pocket book. Like the 11 other creditors I’ve sued.

Frank Cooper

Frank Cooper

5 years ago

I am very happy with Compass credit union with the exception of their hours of operation. Their hours are straight out of the 1960's. The service and people are first rate i have never had anything but a positive experience

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).