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Inland Valley

po box 547, Fontana, CA 92334
NCUA Insured3.1 (66 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

po box 547

Fontana, CA 92334

Service Area

This credit union is located in Fontana and serves members in the CA area. Currently serving 3,189 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.95%

Used Auto Loan

6.44%

Personal Loan

11.99%

Credit Card APR

9.96%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.1

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Juno Torres

Juno Torres

8 months ago

I hate this bank so much. This is why credit unions get bad reps. Lazy practices, bad service, and outdated systems. There is an app that never works and I can never get my bank statements when I need them. The staff is super unhelpful and I had to reorder a lost card 3 times once because they never processed the order. Then they charged me for a new card once because I forgot my pin and I asked to reset it but they said that it wasn’t possible. HOWEVER, I forgot my pin again and had a went to go through the process again but this employee tells me, I can just reset my pin by calling a different number. So the first employee lied. Now that I’ve been able to set my own pin I haven’t forgotten it, but I’m switching banks soon because I can’t handle the incompetence at this place. I hope the employees here have the day they deserve.

Carlos Estrada

Carlos Estrada

6 months ago

This bank has downgraded -4 stars since post Covid, IVFCU has been unhelpful and difficult to get ahold of. IVFCU froze my bank account for three days and counting. Contacting them will only send your call to a calling center that is unreliable. Most of the management works from home and it is why the bank is extremely slow to respond and is not able to get anything done. What’s terrible is that they used to be a very good bank now since after Covid, this bank as gone down under. DO NOT GO TO THIS BANK.

Ronald Ramirez

Ronald Ramirez

3 years ago

Great place to visit the Inland Valley Federal Credit Union. The service is good and friendly. They are very helpful. Great location next to the speedway. There's enough parking place there. Easy to find. It is better then a bank for finance interest. A bank charge too much interest and ATM fees. I've been to this Credit Union over 25 years.👍🏆

Rosie Kinney

Rosie Kinney

2 years ago

This credit union offered excellent service. The loan process was quick and simple, and the rates are great! Thank you to Anita and Andrea for making the loan and membership process so seamless. Both ladies were knowledgeable, courteous, and helpful. We will definitely consider any future business with this credit union.

Joshua Montero

Joshua Montero

a year ago

Worst place to get good service.. never answer the phone! Always talking and speaking about other customers once they leave. it’s disgusting, all the girls working there need to get their minds into a professional mindset, not treat the bank as if it’s some regular job, Do it correctly grantee you will get good reviews. Otherwise be careful where you get an account here! I’ve gotten my money stolen out of my account many times and they don’t do anything about it! Worst place to save your money at no security whatsoever!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).