NCUA Insured
Member-Owned
2 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Gardena, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1951
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Gardena and serves members in the CA area. Currently serving 3,817 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.75%Used Auto Loan
7.00%Personal Loan
15.50%Credit Card APR
15.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).
Burbank, CA
Valencia, CA
Santa Rosa, CA
Glendale, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
62 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsOutdoor Adventure Seeker (Triple J)
a year ago
I love that my credit union knows who I am. I'm not just another customer standing in line to withdrawl or deposit money. Even though the last statement is false because I am there usually to deposit money. I never feel like I'm "going to the bank". I never have to wait long, and I'm always greeted with a smile or by my last name. I can say 99% of the time I am in and out of Nikkie credit union in less than 5 minutes. The other 1%, I'm usually waiting for my 3 year old son to say hi to the other employees! I think he knows that somewhere behind that counter, if he says hi to the right person, he might just get a surprise.😄
Robert Tsuji
a year ago
I've been a member for over 50 years & I have always received excellent service for any of my banking needs. The entire "team" at the GARDENA NIKKEI CU always greet you with a smile & will help you in any way possible. I would highly recommend here. Thank you for everything thruout the many years!
Hajime Yajima
a year ago
I highly recommend Nikkei Credit Union. I took out an auto loan for purchasing a new car for my wife. They gave me the lowest rate and issued the loan in a timely manner. Their service is great as well.
vince goshi
a year ago
I received a refund check from my auto insurance company which I wanted to deposit into my Nikkei savings account. Probably could have used my phone to do it but felt safer going to the Gardena office. All I had to show was my debit card and check, and it was done. Very efficient, good experience.
Nancy Baba
a year ago
My account was frozen due to no activity for over 3 years. During and after COVID, I just didn't have time. Michael, who assisted me, was very understanding and unfroze my account, helped me with the new Nikkei mobile app. Michael's professionalism, easy to talk to demeanor was very appreciative.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(310) 324-1544Website
Visit WebsiteMembers
3,817
Total Assets
$80.2M
Year Opened
1951
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile