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Nikkei

18425 S Western Ave, Gardena, CA 90248
NCUA Insured4.7 (62 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

18425 S Western Ave

Gardena, CA 90248

Service Area

This credit union is located in Gardena and serves members in the CA area. Currently serving 3,817 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

7.00%

Personal Loan

15.50%

Credit Card APR

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.7

62 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Outdoor Adventure Seeker (Triple J)

Outdoor Adventure Seeker (Triple J)

a year ago

I love that my credit union knows who I am. I'm not just another customer standing in line to withdrawl or deposit money. Even though the last statement is false because I am there usually to deposit money. I never feel like I'm "going to the bank". I never have to wait long, and I'm always greeted with a smile or by my last name. I can say 99% of the time I am in and out of Nikkie credit union in less than 5 minutes. The other 1%, I'm usually waiting for my 3 year old son to say hi to the other employees! I think he knows that somewhere behind that counter, if he says hi to the right person, he might just get a surprise.😄

Robert Tsuji

Robert Tsuji

a year ago

I've been a member for over 50 years & I have always received excellent service for any of my banking needs. The entire "team" at the GARDENA NIKKEI CU always greet you with a smile & will help you in any way possible. I would highly recommend here. Thank you for everything thruout the many years!

Hajime Yajima

Hajime Yajima

a year ago

I highly recommend Nikkei Credit Union. I took out an auto loan for purchasing a new car for my wife. They gave me the lowest rate and issued the loan in a timely manner. Their service is great as well.

vince goshi

vince goshi

a year ago

I received a refund check from my auto insurance company which I wanted to deposit into my Nikkei savings account. Probably could have used my phone to do it but felt safer going to the Gardena office. All I had to show was my debit card and check, and it was done. Very efficient, good experience.

Nancy Baba

Nancy Baba

a year ago

My account was frozen due to no activity for over 3 years. During and after COVID, I just didn't have time. Michael, who assisted me, was very understanding and unfroze my account, helped me with the new Nikkei mobile app. Michael's professionalism, easy to talk to demeanor was very appreciative.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).