Back to Lodi credit unions

Mokelumne

P.O. Box 1717, Lodi, CA 95241
NCUA Insured4.2 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 1717

Lodi, CA 95241

Service Area

This credit union is located in Lodi and serves members in the CA area. Currently serving 5,910 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

6.74%

Personal Loan

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
David Skillestad

David Skillestad

8 months ago

I do all my banking here very well run credit union.. wonderful people.

Eduardo Suarez

Eduardo Suarez

2 years ago

The workers are amazing ! This review is for the pos atm machine you guys have outside it’s always broken and rarely lets us deposit money into our bank accounts . I work from 9-6pm. Get a new atm machine !! Today was the last straw I need ti pay bills and I can’t deposit money into my account if the bill charges i will be negative on my account . And I’d have to pay an extra 40$ for going negative !!!!!

Aleacia Pinkey

Aleacia Pinkey

9 years ago

Everyone is so friendly. Impressed with being greeted by name before getting to the counter! They were able to refinance a car for me and lower my payment. But most impressive was when someone used my debit card to the tune of $1000.00 they helped me get my money back! Thank you Mokelumne Federal!!

Heather Maynard

Heather Maynard

3 years ago

I love the people but they lock your card all the time and it is not an easy task to unlock it. Beware if they lock it after hours or on a weekend it can take days!

Katie

Katie

6 years ago

The staff was very helpful and polite! One of the nicest banks I've been in.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).