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Calcom

3748 BAYER AVE STE 104, Long Beach, CA 90808
NCUA Insured3.5 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3748 BAYER AVE STE 104

Long Beach, CA 90808

Service Area

This credit union is located in Long Beach and serves members in the CA area. Currently serving 6,980 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

7.00%

Personal Loan

16.00%

Credit Card APR

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.5

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Shenakwa Hawkins

Shenakwa Hawkins

5 years ago

Andrea worked extremely hard to help me get funded. She was professional and at the same time compassionate. She placed me at ease every step of the way and I was funded in less than 2 weeks. I would also like to add that Melissa was great in assisting. I will recommend CalCom for all credit union needs.

Allison Van Wig

Allison Van Wig

4 years ago

Dont open an account here and leave it for a year! They charge a monthly dormancy fee if you dont have any activity on your account for a year. Got a statement and they already deducted the fee. Went in and closed the account. They told me that is standard if you do not touch your account for a year. Never offered the money back to me. Credit unions are supposed to be helping people, not stealing money from them! No phone call, nothing. They just took the money. How is that legal. A phone call about the account not having activity for a year would have been nice. Asked to be called by the manager and two days later no call- instead they reply asking me to call them.

Karim R

Karim R

5 years ago

Remember that credit union's main goal is to serve their members, they take the money that would have been profit and instead use it to help credit union members. In the case of Calcom it is the opposite. Due to recent Covid-19 pandemic, I called Credit Union to differ my loan payment for a month. The Rep asked me to pay $60 processing fee ($30 each month, min two months.) She said that she was not as it will go to management and they either approve or deny even after paying processing fee. So in other words, I came to make loan payment deferred but was asked to cough up $60! I think it is very insensitive. I also believe that the management or staff who works there don't have a families to take care of, or maybe they are not even humans!

Harrison Glenn

Harrison Glenn

6 years ago

Friendly folks who seem to work around the clock to help you at all hours. Quick, responsive and very helpful. High recommendation. Some of the best Auto rates around

leesaque

leesaque

2 years ago

Always extremely helpful, friendly and professional! Been a long time happy customer for many years!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).