Shell Western States

1700 Pacheco Blvd, Martinez, CA 94553

NCUA Insured4.0 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Martinez, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1700 Pacheco Blvd

Martinez, CA 94553

Google Maps 🗺Waze

(925) 228-4545

Service Area

This credit union is located in Martinez and serves members in the CA area. Currently serving 2,228 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.81%

Used Auto Loan

5.54%

Personal Loan

8.62%

Credit Card APR

8.46%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.0

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eye Of The Old One

7 months ago

DO NOT! I repeat. DO NOT!! Use this credit union. They are by far the worst credit union I've ever used, no contest. They will not help you whatsoever when it comes to disputes or anything of that nature. They will make a thousand excuses for why they can't seem to do anything and try to make it seem like its your fault. The customer service is atrocious, and thats assuming you can even get someone on the phone. On that note expect to be on hold for at least 30minutes to 4 hours just to be told their basically useless. They will pull out all the stops so that they don't have to do anything on your behalf.

Travis Vandevoir

a year ago

Shell credit union used to be an awsome credit union ran really well. Now their service really sucks and the manager is really rude. They started adding hidden fees to my account after 10 years and changed some policies that put my account security at risk. There are a lot of other credit unions out there pick another and keep your money safe and secure! Their phone customers service is very poor also

Ers Jr

6 years ago

First Alex tells you he can help you get a car, then he runs your credit messing up your credit even more, then he won't return your phone calls to explain what's going on. He claims he is calling banks and sells yo this dream of getting you into a car and then nothing... Find a better car dealership. You can do a lot better than Jordan and Alex at Calidad Motors. These people are not professionals what so ever. Trust me... E. Sullivan.

Ken Fromehurst

5 years ago

Great experience every time I go there with friendly staff, quick service, and a close, family feel as I and others interact with the staff. I wish all financial institutions operated this way. I've been banking for over 30 years and no experience tops what I have received at SWSFCU.