Stanford

1860 Embarcadero Road, Palo Alto, CA 94303

NCUA Insured4.1 (111 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Palo Alto, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1860 Embarcadero Road

Palo Alto, CA 94303

Google Maps 🗺Waze

(650) 842-6049

Service Area

This credit union is located in Palo Alto and serves members in the CA area. Currently serving 94,752 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

11.24%

Credit Card APR

17.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.1

111 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Joe Cefalu

3 months ago

Marjan helped me with a trust account and navigating several other accounts after the passing of a family member. She was very knowledgeable, understanding, and walked me through the entire process with ease. She was amazing!

abhishek arora

5 months ago

We had a great experience at the branch, the manager, Marjan, was super nice and helpful. We went for medallion stamp and although the process is a bit cumbersome, she was very knowledgeable and made the entire process super smooth. We were in and out in a few mins. Highly recommended banking with sfcu and her.

KA'SHAN SWEENEY

3 months ago

Had the pleasure meeting Majan Khoraminajad, and she exceptional! Very informative, professional and pleasant to do business with. I would refer anyone to her. She's a gem....

Marc Lipsitch

6 months ago

Super helpful. Needed notary for lots of documents and they were super helpful. The notarizing process in CA is much more time consuming than in MA where we came from so this is a substantial time commitment and much appreciated. Thanks so much Marjan and Adam!

Jigyasa Verma

3 months ago

I had a fantastic experience at Stanford Federal Credit Union. I was helped by Marjan at the University Avenue Branch and she was so helpful and such a pleasure to work with!