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Members 1st

PO BOX 492395, Redding, CA 96049
NCUA Insured3.9 (34 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 492395

Redding, CA 96049

Service Area

This credit union is located in Redding and serves members in the CA area. Currently serving 23,957 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

10.49%

Credit Card APR

12.99%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q1 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

3.9

34 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kathy Jennings

Kathy Jennings

a year ago

I have been with Members 1st Credit Union and I have had excellent service with any transaction I have had them. The customer service is always 5 star. Best Credit Union/Bank in town.

Linda

Linda

2 years ago

I recently went in to the Anderson branch to open up a new account. The staff there are welcoming, patient and professional. All my questions were thoroughly explained and they helped me through the entire process of setting up my online banking app as well. I am very happy with the service.

Dino Benson

Dino Benson

5 months ago

Great people inside the bank always very helpful and so nice

Chelle Aragonez

Chelle Aragonez

4 years ago

I love this credit union in every way. They’re always so professional, helpful and positive. They have great programs too and I feel like they really live up to their name of Members 1st! Have been with them for 8 years now and love going here for all my banking & finance needs.

Carly Zumkehr

Carly Zumkehr

2 years ago

I was misinformed by SEVERAL different employees. one of them is named Kayla. terrible experience, I WILL NOT recommend this CU to anyone I know. my bank card was swiped and an unauthorized transaction occurred. NO way shape or form was ANY of this process helpful or easy for me. no “temporary” bank card to access my funds. not open on the weekends. have to come on my lunch breaks during the week for funds. took 3 hours to finally set up my bank card. I WILL be changing banks. what are people supposed to do if certain companies only take cards? raise up my arms and said “sorry, my bank doesn’t give temporary cards so I guess I’ll have to be late for 7-10 days who knows” ridiculous. thanks members first :)

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).