Back to Redondo Beach credit unions

South Bay

312 N Pacific Coast Hwy, Redondo Beach, CA 90277
NCUA Insured4.1 (40 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

312 N Pacific Coast Hwy

Redondo Beach, CA 90277

Service Area

This credit union is located in Redondo Beach and serves members in the CA area. Currently serving 9,898 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.22%

Used Auto Loan

6.30%

Personal Loan

14.04%

Credit Card APR

9.52%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union β€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.1

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joseph Molina

Joseph Molina

3 months ago

Samantha, Nisha, Bianca and Raquel all know how to treat clients with such warmth and a welcoming smile!! It’s these employees who embody the art of client experience and keep me as a member of SBCU!! Paris; you have an awesome team that I appreciate!!

Leland Taylor

Leland Taylor

4 months ago

Ivette P, the relationship manager, is customer service excellence "period". The Lomita location has a "customer first" energy in everything they do. The staff is the best. Since September 2025 we have enjoyed banking with the ease of doing business with a senior citizen who is old school orientated. The money saved using the products SBCU provides is amazing. Even when stopping by the PCH main office, the quality of customer service was maintained with a "yes we can" and a smile. Been to most of the big financial institutions here in the South Bay, NONE can compare. Just visit them, "period".

Miss L

Miss L

8 months ago

Absolutely unacceptable experience. I came in expecting basic professionalism from a credit union, but what I got was a masterclass in incompetence. After waiting over an hour β€” yes, an hour β€” I was finally seen by someone who clearly lacked even the most fundamental knowledge of their own services. To make matters worse, they tried to pull a bait-and-switch on me, offering one set of terms initially and then changing them once I was already invested in the process. That kind of deceptive practice should be illegal in California. The staff seemed more confused than helpful, and the long wait times were made worse by the complete lack of communication. No updates, no apologies, just a slow drip of frustration. If you're considering banking here, do yourself a favor and run in the opposite direction. There are plenty of institutions that respect your time and operate with integrity. This is not one of them.

Jeff Mori

Jeff Mori

a year ago

I love this place! The banking here is so much more personal than any bank. Ivette, Desi, Sara, are all so very helpful. If you feel mistreated by your bank come to the brighter side of banking.

Eddie Garcia

Eddie Garcia

6 months ago

Was able to get my car at a really great rate thanks to Nisha and the team at South Bay Credit Union. They were patient and professional throughout! Thank you!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • β€’ Current loan rates & terms
  • β€’ Membership eligibility requirements
  • β€’ Minimum deposit to open an account
  • β€’ Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).