Provident

303 TWIN DOLPHIN DRIVE, Redwood City, CA 94065

NCUA Insured3.6 (28 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Redwood City, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

303 TWIN DOLPHIN DRIVE

Redwood City, CA 94065

Google Maps 🗺Waze

(650) 508-0300

Service Area

This credit union is located in Redwood City and serves members in the CA area. Currently serving 135,870 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.38%

Used Auto Loan

5.38%

Personal Loan

9.20%

Credit Card APR

10.62%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(24 total)

Member Reviews

3.6

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Mai La

8 months ago

If you’re young and looking for approval on a small loan, I recommend going somewhere else. Don’t waste your time submitting any kind of loan application here since they won’t approve it. I’ve been a client here for more than 5 years with an exceptional credit score and applied for a modest $5,000 loan to handle an emergency. The loan officer, Dean Revelo, went line by line through my paystubs, questioning me about the timeline and why I’ve held multiple jobs at once, as if I was struggling to pay bills and wouldn’t be able to pay the loan back. His tone was condescending and dismissive throughout the process. After dragged on for an entire month, my application ended with a denial. Then, I went to another bank next door and got approved in less than a day. Provident CU Redwood City really needs to review the way this loan officer dismissive attitude - the way he talks down to younger clients is unacceptable.

T Crunchy

a year ago

Met with Andrew at the redwood shores branch for a recurring payment issue that I needed to cancel. He was very professional and answered the questions I had with diligence. Woke up the next morning, checked my email and saw Andrews email to me stating that he had already reversed two payments which prevented me from having to make a phone call or another branch visit. Peace of mind was a great way to start the day and it was all thanks to Andrew and his commitment to service . This is what banking should be and this is why I stay at Provident. Thank you Andrew 🤙.

Michele Gandolfo

a month ago

Always great service!! And they know customer's by name.

Gaiane Villemaire

2 years ago

I have been a membership of PCU for over 25 years. I adored 4 tellers, two of them are new since Spring, one is Assistance Manger and, one staff are Awesome except the manager is not really friendly to me because I am disability.

JM D

9 years ago

This rating is reflective of both the location and the credit union. It used to be great-- a stellar super rewards rate with easy to hit monthly goals. Since they changed to a minimum monthly spend to achieve the goal it's been a miss for me.