Sun Pacific

PO Box 4043, Richmond, CA 94804

NCUA Insured4.1 (9 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Richmond, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 4043

Richmond, CA 94804

Google Maps 🗺Waze

(510) 970-1193

Service Area

This credit union is located in Richmond and serves members in the CA area. Currently serving 1,551 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.45%

Used Auto Loan

8.45%

Personal Loan

12.97%

Credit Card APR

13.57%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

9 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Cindy C

2 years ago

This is the worst Credit Union/Banking industry i have dealt with and Im only still there to keep up on my mothers banking. There app for the phone is so low budget you cant do a thing on it but view balance. It looks like one of my old video games i had in the 70s. Their web page is lil better but still your stuck in the 80s. The app half the time puts up questions that you would have never picked to answer and then kicks you off. To no end your going to be stuck calling them and talking to someone which is nt much better. You will get diff answers from each person you talk to and you will even get diff answer from the manager on day to the next on the same exact question. If you have the option for a credit union that is up to date, { this one doesnt even have a recorder or voice mail stating they are open and busy or even CLOSED it just rings } I just dont want to call and talk to them i want to get what i need to done ans move on to the next thing. I WILL HAVE TO SAY THAT THE EMPLOYEES ARE VERY NICE WHEN TALK TO THEM.

Matt Carlson

9 years ago

Friendly staff, yes it's a federal building and the hours are shorter but many of the rates are much cheaper then other banks and your cab use any atm to withdraw money. Highly recommended.