Cahp

PO BOX 276507, Sacramento, CA 95827

NCUA Insured4.8 (13 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Sacramento, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 276507

Sacramento, CA 95827

Google Maps 🗺Waze

(916) 362-4191

Service Area

This credit union is located in Sacramento and serves members in the CA area. Currently serving 22,578 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.33%

Used Auto Loan

5.84%

Personal Loan

10.24%

Credit Card APR

14.81%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

LJ Bigsky4ever

7 years ago

Awesome credit union to bank with. They offer a lot of different accounts and many loan solutions. Great employees who really care about you and your needs. Have been with them for 23 years. Excellent credit union. They also Give back to the community in times of need. Would never go back to a big bank.

Annie Smythe

5 years ago

Open my account in 1980. They have always there when you need them. Polite, professional and confidential. Online access is wonderful when traveling. We have purchased 5 new cars and travel trailer and every purchase was efficient, no delays, easily accomplished with minutes.

Ebony White (Ebony White)

9 years ago

They have great customer service but their website and app suck which is something I rely on heavily, how else can I keep track of my account. Most of the time I cant view past transactions. They really need to upgrade these and keep up with the times.

Karen D

8 years ago

My Dad has been a member since one year after they opened their doors. We always have had great service, they go above and beyond to protect us from fraud and help us with any financial questions we have.