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California Coast

P.O. BOX 502080, San Diego, CA 92150
NCUA Insured3.4 (30 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1929

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 502080

San Diego, CA 92150

Service Area

This credit union is located in San Diego and serves members in the CA area. Currently serving 210,042 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.48%

Used Auto Loan

2.48%

Personal Loan

17.50%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(27 total)

Member Reviews

3.4

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jake Lippe

Jake Lippe

5 months ago

Started going here when I moved into an apartment close by, best thing to ever do in terms of banking. Cal Coast is amazing as a company, but the staff here make the experience above and beyond. The manager Aimee Rico is the best and working with her has been the best experience! Highly recommend this branch and bank for any needs you have!

Sara Kelley

Sara Kelley

4 months ago

Highly recommend CCCU for GoGreen solar project loans (great rates, terms, & customer service)! I was having some difficulty finalizing my solar project loan. Kyra helped connect me to Leah Love, who resolved the issue quickly and approved my loan. Thank you, Kyra and Leah!

Nicole Pereira

Nicole Pereira

5 months ago

This location is amazing. We were sent here by the Santee location to use the coin machine. Which is free up to $200! We were offered coffee. I got a mocha and my spouse got a cappuccino. There is a robot rolling around on the main floor and my spouse took a picture with it. We even could select the eyes and a message on the screen for the photo. We never needed to use our atm card at other branches so we only had our drivers license. They quickly reprinted us a card. We used the coin machine to deposit A LOT of coins. Then we used the atm machine to deposit yet even more bills. The decor is really nice. They even have a glass conference room where the glass is also a display which was very cool. They also let us know there is space to have meetings that you can book. They noted this is their innovation center so they test out new tech and concepts there first and roll it out to the branches. If you are near by I highly recommend you check out the location! The staff are incredibly nice.

Garrick Lyng

Garrick Lyng

5 months ago

Had some coins to deposit today. Fantastic service here, greeted with a smile, Amiee directed me to their coin machine while Rod brought me a cup of coffee. They verified my transaction went through and took care of my wrapper trash. Can't recommend visiting here enough, the place was immaculate!

Diane T

Diane T

7 months ago

Cal Coast changed their banking platform last year, and they really dropped the ball for their customers. What used to be a very user friendly website is no longer. And just recently, their Bill pay site has been down for at least two days. They simply could’ve posted an alert on their website, or sent out an email to everyone notifying us of the problem. But no, we had to wait until after the weekend and after Columbus Day to speak to a live representative to get any information whatsoever. In the meantime, we had thought maybe our account had been hacked, and worried that our money has been drained, because we could not find any online information whatsoever that there was a problem with their bill pay site. So thanks for nothing Calcoast. You have proven to us that you do not care about your customers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).