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First Technology

2890 ZANKER RD, STE 120, San Jose, CA 95134
NCUA Insured4.9 (527 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2890 ZANKER RD, STE 120

San Jose, CA 95134

Service Area

This credit union is located in San Jose and serves members in the CA area. Currently serving 709,298 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.49%

Used Auto Loan

7.59%

Personal Loan

18.00%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(40 total)

Member Reviews

4.9

527 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Richard Abeyta

Richard Abeyta

3 months ago

I have been banking with First Tech since long before it was First Tech. I have always had a good relationship with tbe staff and they have always provided good service. However, I must say that for the last couple of years I have been dealing with Hanh Nguyen and the service has reached a higher level of excellence!! No matter what challenge i put before her she resolves almost immediately and to my complete satisfaction!! Many institutions will guard your money and provide competitive interest rates but First Tech does that and then provides exemplary customer service. Thank you First Tech and thank you Hahn Nguyen!!

Kiran Jilludimudi

Kiran Jilludimudi

3 months ago

Lydia was extremely helpful and wonderful. She took the time to explain in detail the process of banking and cheque deposits. We loved talking to her and our experience was quite positive. Look forward to going back to banking with her.

Erlinda Nicolas

Erlinda Nicolas

a month ago

Instead of that press This is our second interaction with Lydia and we enjoy coming here. First day. She is very helpful and kind and professional with providing all the information regarding our account and the options we have with where to put the money and how much it turns and she has given us an opportunity to use open herself whenever we need help. We have an open line with her so we are very thankful for her professional service. She’s a damn for her. She has a more than them in her service. Thank you. Thank you

Ana Vasquez Maya

Ana Vasquez Maya

4 months ago

Four years ago, I relocated for work from Madrid to Silicon Valley. First Tech was a bank my company had a partnership with, so I opened my account thinking that once I was settled, I would eventually move elsewhere. The truth is, I couldn’t have been more fortunate to have my account with First Tech. From day one, Hanh the person who has taken care of my account and me, has been exceptional. Truly the best personal banking experience I have ever had, including my years in Spain! She is professional, highly competent, and always genuinely willing to help. Over the years, she has supported me with everything: sending money back to Spain, large purchases with my Mastercard, questions related to IRS returns, and so much more. I dread dealing with customer service at many other companies (AI included!), but with First Tech, whether with Hanh or even the security team, the human touch is truly second to none. I have always believed that it’s not about the company, but about the people. And for me, First Tech is incredibly fortunate to have one of the very best Member Relationship Managers anyone could hope for in Hanh Nguyen. If anyone were to ask me, I couldn’t be happier or more satisfied with First Tech, and I would wholeheartedly recommend the bank to anyone. Ana

Lisa Do

Lisa Do

7 months ago

I had a great experience working with Hanh to open a CD account. She was friendly, patient, and took the time to clearly explain all my options. The process was smooth and efficient from start to finish. I really appreciated her professionalism and genuine care in helping me choose the best account for my needs. Highly recommend working with Hanh if you’re looking for excellent service!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).