Premier One

6640 Via Del Oro, San Jose, CA 95119

NCUA Insured4.0 (26 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around San Jose, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

6640 Via Del Oro

San Jose, CA 95119

Google Maps 🗺Waze

(855) 500-7128

Service Area

This credit union is located in San Jose and serves members in the CA area. Currently serving 26,223 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.15%

Used Auto Loan

5.25%

Personal Loan

7.74%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.0

26 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Renee Haroutian

6 months ago

Member service is the best service I have received in years. Huge shoutout to Kay Amado, Olivia cedano, and Carlos in lending. Glad I made the switch from another credit union.

Johnson Fong

7 years ago

Premier One Credit Union is an exceptional Credit Union! I have been using this credit union for many years. I have both a checking account & a savings account. The customer service is outstanding at this branch. I’ve dealt with the credit union’s manager, loan officer, and other staff members. They are always friendly and helpful. Recently, I’ve gotten a car loan from them. The loan service was efficient, and the loan officer was very responsive. I got my money quickly to buy my truck. I was so pleased with the service. Special thanks to Kay, who was the loan officer. She was the best! If you need a car loan, please see her. By the way, the place is always clean. In fact, they just remodeled. It is even better than before. If you’re looking for a credit union, I highly recommend this particular branch.

Ang L

2 years ago

Great experience with this branch! The MSR was pleasant to work with, able to help me with my needs within the 5 mins I was there. The branch atmosphere was positive, sense of urgency within the team to jump on to assist when the line started to build up. Thanks for taking care of my financial needs!

Evander Quijas-Torres

4 years ago

Great service by Kay Amado and the team. Kay was able to help me through the whole process of applying for a private purchase auto loan. It was easy to apply & open account. She was able to guide me on what documents were needed to be complete with them and well with DMV. Always happy answering any questions I had. The process was simple and fast, thanks a bunch, Kay!

Nithin Devang

2 years ago

Highly impressed with how Kay Amado went above and beyond to get my Motorcycle loan approved. It all happened so quick and easy like buying a candy. People here are super friendly.