Technology

2010 N 1ST ST, San Jose, CA 95131

NCUA Insured3.3 (43 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around San Jose, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2010 N 1ST ST

San Jose, CA 95131

Google Maps 🗺Waze

(408) 451-9111

Service Area

This credit union is located in San Jose and serves members in the CA area. Currently serving 173,969 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

6.74%

Personal Loan

14.50%

Credit Card APR

13.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

3.3

43 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Barbara Bailey

3 months ago

Very poor , deceptive bank. Tricked 2 elderly dementia seniors into solar panel loans. Lied about process and equipment. Be very careful and do business elsewhere. The seniors still do not understand the loan.

Ananth Jasty

7 months ago

Have banked with them for over a decade. Briefly had a mortgage elsewhere, but am glad we switched to them, their servicing is just so much more friendly.

Nicole S

a year ago

We have used Tech CU for over 10 years and have had very good experiences. Sue recently helped us redo our HELOC. She was extremely helpful and handled all the details making the whole process super easy. Sue has also been proactive reaching out to us when there was a reason to make some financial decisions. I do recommend.

Tina Guy

a year ago

This is the worst financial company I’ve ever dealt with. I’m trying to refinance my home mortgage. We’ve been waiting a month for them to clear the paperwork on the lien for my solar. Due to that delay I’ve incurred over $1,000 in additional interest. It took my original mortgage company less than a week to get their paperwork together, we’re still waiting for these guys and it’s already been a month. My experience with them has been ‘subpar’ from the start. Due to ‘permit’ issue the installation of my solar was delayed about 75 days. Tech CU charged me 2 monthly payments before my solar was even installed then another payment just 2 weeks after it was installed. If I knew then what I know now I certainly would have found a different way to get my solar. Dealing with them has been a nightmare.

Sean Tan

3 years ago

Today is one of the worst experience I had for the 20+ years I banked there and just about to move money out. I was there in line and as a next person, another person walked in about 5 min after I did and put the name in the system. As I was there when there was only 1 person in front so I did the line up as usual. But when it comes to my turn, the teller just call the name on the system and totally ignored me then whan I look he actually told me to put my name in the system rather than checking I was there standing for over 10min alreay. Really bad service and experience and the teller would not look at me straight in the eye at all. Time to move my money out to go to a normal bank which I also bank as well that provided better service.