Marin County

30 N. SAN PEDRO RD. #115, San Rafael, CA 94903

NCUA Insured4.2 (20 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around San Rafael, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

30 N. SAN PEDRO RD. #115

San Rafael, CA 94903

Google Maps 🗺Waze

(415) 499-9780

Service Area

This credit union is located in San Rafael and serves members in the CA area. Currently serving 4,127 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.64%

Used Auto Loan

2.64%

Personal Loan

12.00%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Alma Bouchot

a year ago

The worst customer's service on the phone. Agents are passive-aggressive and have the worst attitude; they make sure you know they hate attending to you. The last woman and a guy named I spoke to kept exhaling exasperated sighs. Terrible experience for me. A guy called Byan Hehey, and another agent named Mike, were also SUPER RUDE. This guy Ryan even yelled at me. In three different calls, they provided the worst customer's service.

Mrs. Hunter “Cathomas/Pebbles” Starbird

a year ago

My husband and I have been with MCFCU for over twenty year and we have never and still don’t receive the warm welcome and the great service other folks talk about. Although , I was honored to be a close personal friend of our beloved Ms. Olivia. We miss you dearly Ms. Olivia. Signing off. “MOST DISAPPOINTED “.

Perry Tradesman

6 years ago

Great staff in fact everyone there does a really great job helping my 91 year old mom! Shout out to Mike and Olivia! Thanks for being so patient and helpful. -Perry

Valerie Bridges

8 years ago

Love love love this Credit Union. I've been a member since 1998 and they have always treated me like a person, not a number. Professional, yet kind and curtious. I live in another State now but this it still my primary banking institution!

Travis West

8 years ago

if you call at 4:30 you can expect to stay on hold until you figure out nobody is going to answer!!! these people got more important things to do than helping a customer!!! I waited 26min yesterday and 33min today!! if they are really that busy there should be a little extra money for more help answering phone calls...