Orange County'S
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1938
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Santa Ana, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1938
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Santa Ana and serves members in the CA area. Currently serving 141,603 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Loan Rates
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.99%Used Auto Loan
5.99%Personal Loan
13.15%Credit Card APR
22.49%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in CA
Lowest rates currently reported by credit unions in CA (NCUA Q1 2025).
Burbank, CA
Valencia, CA
Santa Rosa, CA
Glendale, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations
Branch information not available for this credit union.
Member Reviews
4.2
168 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Kasandrah Borjas
7 months ago
My experience here at OCCU was amazing. The team here is always on point and takes your time into consideration. Janet was very helpful we went in to open an account for my sister and the process was fast and easy. Next time you go in speak to Janet!
Xitlalih Gonzalez
7 months ago
My experience at orange county credit union with Janet was amazing. I went in to open an account and she was fast with the process knowing I was in a time crunch. She’s very kind and welcoming. If you ever visit OCCU speak to Janet!
Jayy Perez
7 months ago
We came in to open a new checking account and everyone was very welcoming. The young gentleman, Loren, helped us out and was very attentive and informative. He was able to answer every question and ease any concern we had.
Karyssa Thomas
3 months ago
Betty Watkins was very helpful, kind, and attentive, excellent attention to detail. She gave me the information I needed to open a small business account and personal account. 🙂
Anival Sarabia
8 months ago
Betty was charming and helpful in the process of starting my account here! In general everyone in the bank was welcoming! Great experience for my first time coming.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(714) 755-5900Website
Visit WebsiteMembers
141,603
Total Assets
$2.8B
Year Opened
1938
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile