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Coasthills

P. O. Box 8000, Santa Maria, CA 93456
NCUA Insured4.4 (100 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 8000

Santa Maria, CA 93456

Service Area

This credit union is located in Santa Maria and serves members in the CA area. Currently serving 83,113 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.70%

Used Auto Loan

9.90%

Personal Loan

14.80%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

4.4

100 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Garrett Allen

Garrett Allen

3 months ago

Awful experience as a first time vehicle loan applicant. I was assisted by Samantha, who initially told me the rate for first time buyers would be 15–18% APR due to their guidelines. I thanked her for the information and began to leave, but she checked with a colleague who said there could be exceptions. Samantha then encouraged me to proceed, which required a hard credit check and submitting all my information. About an hour later she called back to say she had misunderstood the guidelines (as had the colleague she consulted) and that I would still be subject to the 18% APR. As a result, my time was wasted and my credit was unnecessarily dinged due to a basic misunderstanding of their own lending policies. If you work in a role like this, you should have a clear understanding of your institution’s guidelines before impacting someone’s credit. Extremely frustrating experience.

Deborah Escobedo

Deborah Escobedo

3 years ago

I had the pleasure of working with Amelia Paz who was extremely helpful and quick to answer all of my questions. She has a great sense of urgency and genuinely cares about what she does. We need more people like Amelia who has a great work ethic and treats her customers with upmost imprortance. Great example of customer service, CoastHills is lucky to have her representing the company.

Sammy K

Sammy K

9 months ago

Paid my payment on time, they sent the payment back and had my vehicle towed on a Friday so I can't even get it back till Monday. I wasn't behind on the payments. The one missed payment was the one they sent back.

DANIEL Thomas

DANIEL Thomas

2 years ago

I went into Coasthills today at 1203 s Broadway and was trying to get some help and information about an account that was taking payments from one of my union members into an account that doesn't belong to him or my union. I had the account information the date it started and when he became aware of it. All this information was given to us from another coasthills establishment. So the only reason why I left one star is because after I left the branch manager called me back and left a voicemail asking for all the information I had on the paper and she looked at, Makes me feel like she didn't even look at the paperwork or want to help me and just brushed me off very bad for business.

Maira Segura

Maira Segura

3 years ago

Amelia P. provided great customer service. Always very helpful, and was amazing answer my questions. High recommend when visiting this branch to ask for her for all your bank needs. Thank you I appreciate the effort in your employees.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).